268 Monument Rd, Elgin, IL 60124 Property Records

Kane County property record for 268 Monument Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,552 sqft · built 2008
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$311,000 (Oct 2016)
Tax Bill	$11,501 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-19-183-016`

Property Details

APN / Parcel Number

Primary APN	`06-19-183-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,552 sqft Living Area
Gross Area	5,104 sqft
1st Floor Area	2,552 sqft
Basement Area	2,552 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	268 MONUMENT RD
City	ELGIN
State	IL
Zip	60124-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 4 LT 33
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	33
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1022
Census Tract	851911

Owner

268 Monument Rd is owned and occupied by two individuals who bought it in October 2016.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	268 MONUMENT RD, ELGIN, IL 60124-3817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2016 · Amount on File
Deed Sale	Oct 27, 2016 · Amount on File
Prior Sale	Oct 15, 2008 · Amount on File
Deed Document Number	201658995
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	268 MONUMENT RD, ELGIN, IL 60124-3817
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032947
Date	Apr 27, 2021
Instrument	2021K032947

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	268 MONUMENT RD, ELGIN, IL 60124-3817
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034937
Date	Jul 7, 2022
Instrument	2022K034937

Lender

Name	UNIFY FINANCIAL FCU
Type	Credit Union
Address	TORRANCE, CA 90501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	334 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 268 Monument Rd was $11,501 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,501.00 Homeowner's exemption	$154,858 (+8.57%) Land $43,240 Building $111,618	$464,760 (+8.57%) Land $129,772 Building $334,988
2024		$142,634 Land $39,827 Building $102,807	$428,073 Land $119,529 Building $308,544
2022	$10,681.00 (+6.49%) Homeowner's exemption	$117,497 (+6.96%) Land $32,808 Building $84,689	$352,491 (+6.96%) Land $98,424 Building $254,067
2021	$10,030.00 Homeowner's exemption	$109,851 Land $30,673 Building $79,178	$329,553 Land $92,019 Building $237,534

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 268 Monument Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 268 Monument Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon.

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