280 Hamilton Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 280 Hamilton Rd, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Lot Size	0.105 acres (4,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,000 (Jan 2020)
Tax Bill	$13,316 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-29-332-020`

Property Details

APN / Parcel Number

Primary APN	`09-29-332-020`

Exterior

Lot Area	4,591 sqft (0.105 acres)

Location & Zoning

Street Address	280 HAMILTON RD
City	SAINT CHARLES
State	IL
Zip	60175-8011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANTHEM HEIGHTS RESUB LT 33
Legal Subdivision	ANTHEM HEIGHTS
Legal Block	3
Legal Lot Number	33
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3001
Census Tract	852203

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 HAMILTON RD, SAINT CHARLES, IL 60175-8011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Deed Document Number	20204514
Record Updated	Sep 20, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jan 24, 2020
Property Address	280 HAMILTON RD, ST CHARLES, IL 60175-8011
Document Number	0000004514
Instrument Date	Jan 16, 2020
Instrument	4514
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1128 S BRAINTREE DR SCHAUMBURG IL 601933648, SCHAUMBURG, IL 60193-3648

Mortgage

Document Number	4515
Date	Jan 24, 2020
Instrument	4515

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,316.00 (+3.01%) Homeowner's exemption
2024		$182,319 (+9.76%) Land $37,240 Building $145,079	$547,176 (+9.8%) Land $111,765 Building $435,411
2022	$12,927.00 (+4.05%) Homeowner's exemption	$166,111 (+4.91%) Land $36,893 Building $129,218	$498,333 (+4.91%) Land $110,679 Building $387,654
2021	$12,424.00 Homeowner's exemption	$158,336 Land $35,166 Building $123,170	$475,008 Land $105,498 Building $369,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20