265 Hamilton Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 265 Hamilton Rd, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Lot Size0.141 acres (6,140 sqft)
Owner2 Trust Names on File
Last Sale$425,000 (Oct 2020)
Tax Bill$12,894 (2025)
Deeds & MortgagesDec 2023 Transfer
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-29-335-019

Property Details

APN / Parcel Number

Primary APN09-29-335-019

Exterior

Lot Area6,140 sqft (0.141 acres)

Location & Zoning

Street Address265 HAMILTON RD
CitySAINT CHARLES
StateIL
Zip60175-8014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANTHEM HEIGHTS RESUB LT 59
Legal SubdivisionANTHEM HEIGHTS
Legal Block3
Legal Lot Number59
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3002
Census Tract852203

Owner

265 Hamilton Rd is owner-occupied and held in a trust since December 2023.

Source: Kane County records, as of July 21, 2026

Owner of Record2 Trust Names on File
Mailing Address265 HAMILTON RD, SAINT CHARLES, IL 60175-8014
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 29, 2020Warranty Deed, Transfer · Conventional Mortgage
THE HOME LOAN EXPERT LLC
Oct 2, 2019Special Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2020 · Amount on File
Deed SaleOct 29, 2020 · Amount on File
Prior SaleOct 2, 2019 · Amount on File
Deed Document Number202065363
Last Transfer DateDec 6, 2023
Transfer Doc0000042591
Record UpdatedSep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 6, 2023
Property Address265 HAMILTON RD, ST CHARLES, IL 60175-8014
Document Number0000042591
Map ReferenceDOC 2017K020504
Instrument DateDec 6, 2023
Instrument2023K042591
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address265 HAMILTON RD, SAINT CHARLES, IL 60175-8014

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 29, 2020
Property Address265 HAMILTON RD, ST CHARLES, IL 60175-8014
Document Number0000065363
Map ReferenceDOC 2017K020504
Instrument DateSep 3, 2020
Instrument2020K065363
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyPORTER TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$425.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address265 HAMILTON RD, SAINT CHARLES, IL 60175-8014

Mortgage

Document Number0000065364
DateOct 29, 2020
Instrument2020K065364
Lender
NameTHE HOME LOAN EXPERT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate2.62%

October 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateOct 2, 2019
Property Address265 HAMILTON RD, ST CHARLES, IL 60175-8014
Document Number0000046281
Map ReferenceDOC 20178K020504
Instrument DateSep 18, 2019
Instrument2019K046281
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCALATLANTIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$428.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address265 HAMILTON RD, SAINT CHARLES, IL 60175-8014

Mortgage

Document Number0000046282
DateOct 2, 2019
Instrument2019K046282
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 265 Hamilton Rd was $12,894.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,894.00
2024$177,675 Land $33,516 Building $144,159$533,238 Land $100,588 Building $432,650
2022$11,799.00 (+4.08%) Homeowner's exemption$152,941 (+5.47%) Land $36,893 Building $116,048$458,823 (+5.47%) Land $110,679 Building $348,144
2021$11,337.00 Homeowner's exemption$145,013 Land $35,166 Building $109,847$435,039 Land $105,498 Building $329,541

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 265 Hamilton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 265 Hamilton Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Fox Valley Internet
Fixed Wireless
100 / 20

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