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280 Golden Lake Loop, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 280 Golden Lake Loop, Saint Augustine, FL 32084

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,157 sqft · built 2009
OwnerIndividual Name on Record
Last Sale$132,000 (Apr 2020)
Tax Bill$2,596 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jul 2023 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN086944-1615

Property Details

APN / Parcel Number

Primary APN086944-1615

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,157 sqft Living Area
1st Floor Area1,157 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009

Location & Zoning

Street Address280 GOLDEN LAKE LOOP
CitySAINT AUGUSTINE
StateFL
Zip32084-5855
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOFTS AT SEBASTIAN COVE CONDO PH 16 (OR3039/1470 3228/595) UNIT 16-15 OR4924/969
Legal Range29E
Legal Township07S
Legal Section04
Legal SubdivisionLOFTS AT SEBASTIAN COVE
Legal Phase16
Legal Block1
Legal Lot Number15
Legal Unit16
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3031
Census Tract21408

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address280 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5855
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Jul 21, 2023Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Apr 16, 2020Grant Deed, Transfer · VA Mortgage
VETERANS ADMN
Sep 6, 2019Grant Deed, Foreclosure
ATTORNEY ONLY
Jul 31, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
Oct 16, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2020 · Amount on Record
Deed SaleApr 16, 2020 · Amount on Record
Prior SaleSep 6, 2019 · Amount on Record
Deed Document Number202029789
Deed Book / Page4924 / 969
Prior Transfer DateJan 20, 2016
Prior Transfer Doc0041470040
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address280 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5855
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5855

Mortgage

Document Number0055040737
DateMar 1, 2022
Book Page5504/737
Instrument2022022272
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address280 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5855
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5855

Mortgage

Document Number0057960670
DateJul 21, 2023
Book Page5796/670
Instrument2023057248
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateApr 16, 2020
Property Address280 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5855
Document Number0049240969
Book / Page004924 / 000969
Instrument DateMar 26, 2020
Instrument29789
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$924.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 QUEEN RD ST AUGUSTINE FL 320866138, ST AUGUSTINE, FL 32086-6138

Mortgage

Document Number49240971
DateApr 16, 2020
Book Page004924/000971
Instrument29790
Lender
NameVETERANS ADMN
Address810 VERMONT AVE NW, WASHINGTON, DC 20420-0001
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2050

September 2019: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateSep 6, 2019
Property Address280 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5855
Document Number0047890992
Book / Page004789 / 000992
Instrument DateAug 12, 2019
Instrument65408
Transaction TypeForeclosure
Record UpdatedSep 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$742.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

July 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionST JOHNS FL
Recording DateJul 31, 2019
Property Address280 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5855
Document Number0047681838
Book / Page004768 / 001838
Instrument DateJul 18, 2019
Instrument55490
Transaction TypeForeclosure
Record UpdatedAug 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$732.20
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address280 GOLDEN LAKE LOOP ST AUGUSTINE FL 320845855, ST AUGUSTINE, FL 32084-5855

October 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionST JOHNS FL
Recording DateOct 16, 2018
Property Address280 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5855
Document Number0046261757
Book / Page004626 / 001757
Instrument DateSep 28, 2018
Instrument74574
Transaction TypeForeclosure
Record UpdatedOct 29, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2535 LANDMARK DR #212 CLEARWATER FL 337613930, 212, CLEARWATER, FL 33761-3930

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$192,000 (-) Building $192,000$192,000 (-) Building $192,000
2025$2,596.00 (+5.4%)$192,000 (-1.79%)$192,000 (-1.79%)
2024$2,463.00 (+70.57%)$195,500 (+28.09%)$195,500 (-4.01%)
2023$1,444.00 (+3.22%) Homeowner's exemption$152,631 (+3%)$203,670 (+35.78%)
2022$1,399.00 Homeowner's exemption$148,185$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 429 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies653 units insured
incl. 224 condo units
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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