270 Golden Lake Loop, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 270 Golden Lake Loop, Saint Augustine, FL 32084

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,157 sqft · built 2009
OwnerIndividual Name on File
Last Sale$93,990 (Feb 2010)
Tax Bill$2,430 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN086944-1607

Property Details

APN / Parcel Number

Primary APN086944-1607

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,157 sqft Living Area
1st Floor Area1,157 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009

Location & Zoning

Street Address270 GOLDEN LAKE LOOP
CitySAINT AUGUSTINE
StateFL
Zip32084-5855
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOFTS AT SEBASTIAN COVE CONDO PH 16 (OR3039/1470 3228/595) UNIT 16-7 OR3290/212 & 3346/1311(F/J) &3356/1021(Q/C) & 5161/1440(Q/C)
Legal Range29E
Legal Township07S
Legal Section04
Legal SubdivisionLOFTS AT SEBASTIAN COVE
Legal Phase16
Legal Block1
Legal Lot Number7
Legal Unit16
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3031
Census Tract21408

Owner

270 Golden Lake Loop, a condominium, is owned by an individual who acquired it in January 2021.

Source: St. Johns County records, as of June 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1521 PEABODY DR, HAMPTON, VA 23666-2435
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jan 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2010 · Amount on File
Deed SaleFeb 26, 2010 · Amount on File
Deed Document Number20108931
Deed Book / Page3290 / 212
Last Transfer DateJan 19, 2021
Transfer Doc0051611440
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address270 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5855
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 CARDIFF ST, HAMPTON, VA 23666-1915

Mortgage

Document Number0057071420
DateFeb 10, 2023
Book Page5707/1420
Instrument2023010840
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueFeb 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJan 26, 2021
Property Address270 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5855
Document Number0051611440
Book / Page5161 / 1440
Map ReferenceMB 3039 PG 1470
Instrument DateJan 19, 2021
Instrument2021008958
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyCLOSELINE SETTLEMENTS

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address946 MARCUS DR, NEWPORT NEWS, VA 23602-7241

Mortgage

Document Number51611444
DateJan 26, 2021
Instrument5161/1444
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 270 Golden Lake Loop was $2,430, up 12.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$186,013 (-3.12%) Building $186,013$192,000 (-) Building $192,000
2025$2,430.00 (+12.66%)$192,000 (-1.79%)$192,000 (-1.79%)
2024$2,157.00 (+1.36%)$195,500 (-4.01%)$195,500 (-4.01%)
2023$2,128.00 (+20.98%)$203,670 (+35.78%)$203,670 (+35.78%)
2022$1,759.00$150,000$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 270 Golden Lake Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 429 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies653 units insured
incl. 224 condo units
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Golden Lake Loop is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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