280 Georgetown Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 280 Georgetown Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,488 sqft · built 2018
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Nov 2018)
Tax Bill	$2,011 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0020K050`

Property Details

APN / Parcel Number

Primary APN	`0020K050`
Alternative APN	`29107`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,488 sqft Heated Area
1st Floor Area	778 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	357 sqft
Porch	Slab
Porch Area	65 sqft
Deck Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29107
Street Address	280 GEORGETOWN DR
City	RINGGOLD
State	GA
Zip	30736-6575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 50 STONEBROOK PHASE 2
Legal Subdivision	STONEBROOK PHASE 2
Legal Phase	2
Legal Lot Number	50
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4000
Census Tract	30402

Owner

Source: Catoosa County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1254, RINGGOLD, GA 30736-1254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Sep 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SMARTBANK
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Nov 27, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIME LNDG
Aug 27, 2018	Trustee's Deed, Construction Loan · Line of Credit CAPITAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	20182577
Deed Book / Page	1965 / 42
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Jul 6, 2026
Property Address	280 GEORGETOWN DR, RINGGOLD, GA 30736-6575
Document Number	2457000113
Book / Page	2457 / 113
Instrument Date	Jul 6, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 GEORGETOWN DR, RINGGOLD, GA 30736-6575

Mortgage

Document Number	2457000113,
Date	Jul 6, 2026
Book Page	2457/113

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	280 GEORGETOWN DR, RINGGOLD, GA 30736-6575
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 GEORGETOWN DR, RINGGOLD, GA 30736-6575

Mortgage

Document Number	0022950000000134
Date	Sep 18, 2023
Book Page	0000002295/0000000134

Lender

Name	SMARTBANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	280 GEORGETOWN DR, RINGGOLD, GA 30736-6575
Document Number	0020740069
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 GEORGETOWN DR RINGGOLD GA 307366575, RINGGOLD, GA 30736-6575

Mortgage

Document Number	0020740069
Date	Aug 21, 2020
Book Page	002074/000069
Instrument	6713

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Nov 27, 2018
Property Address	280 GEORGETOWN DR, RINGGOLD, GA 30736-6575
Document Number	0019650042
Book / Page	001965 / 000042
Instrument Date	Nov 19, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2018
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 GEORGETOWN DR RINGGOLD GA 30736, RINGGOLD, GA 30736

Mortgage

Document Number	19650044
Date	Nov 27, 2018
Book Page	001965/000044

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 27, 2018
Property Address	280 GEORGETOWN DR, RINGGOLD, GA 30736-6575
Document Number	0019510273
Book / Page	001951 / 000273
Instrument Date	Aug 24, 2018
Transaction Type	Construction Loan
Record Updated	Dec 20, 2018
Title Company	CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9725 ALABAMA HWY RINGGOLD GA 307367542, RINGGOLD, GA 30736-7542

Mortgage

Document Number	19510273
Date	Aug 27, 2018
Book Page	001951/000273

Lender

Name	CAPITAL BK
Type	Bank
Address	OGLETHORPE, GA 30742

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 26, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,011.00 (+4.85%) Homeowner's exemption Senior Citizen's exemption	$110,525 (+26%) Land $12,000 Building $98,525	$276,312 (+26%) Land $30,000 Building $246,312
2023	$1,918.00 (+21.24%) Homeowner's exemption	$87,715 Land $12,000 Building $75,715	$219,288 Land $30,000 Building $189,288
2022	$1,582.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

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