255 Georgetown Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 255 Georgetown Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 2018
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2025)
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0020K048`

Property Details

APN / Parcel Number

Primary APN	`0020K048`
Alternative APN	`29105`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Heated Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	96 ft deep x 50 ft wide
Garage Area	360 sqft
Porch	Open Porch
Porch Area	60 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29105
Street Address	255 GEORGETOWN DR
City	RINGGOLD
State	GA
Zip	30736-6578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 48 STONEBROOK PHASE 2
Legal Subdivision	STONEBROOK PHASE 2
Legal Phase	2
Legal Lot Number	48
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4000
Census Tract	30402

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	255 GEORGETOWN DR, RINGGOLD, GA 30736-6578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Nov 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Sep 2, 2025	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CREDIT UNION
Apr 24, 2020	Warranty Deed, Transfer CALIBER HM LOANS
Apr 18, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025 · Amount on Record
Deed Sale	Sep 2, 2025 · Amount on Record
Prior Sale	Apr 24, 2020 · Amount on Record
Deed Document Number	0002403393
Deed Book / Page	2403 / 393
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	255 GEORGETOWN DR, RINGGOLD, GA 30736-6578
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 GEORGETOWN DR, RINGGOLD, GA 30736-6578

Mortgage

Document Number	0023010000000024
Date	Oct 27, 2023
Book Page	0000002301/0000000024
Instrument	D2023006890

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	255 GEORGETOWN DR, RINGGOLD, GA 30736-6578
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 GEORGETOWN DR, RINGGOLD, GA 30736-6578

Mortgage

Document Number	0023570000000620
Date	Nov 18, 2024
Book Page	0000002357/0000000620

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 2, 2025
Property Address	255 GEORGETOWN DR, RINGGOLD, GA 30736-6578
Document Number	0024030393
Book / Page	2403 / 393
Instrument Date	Aug 29, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 GEORGETOWN DR, RINGGOLD, GA 30736-6578

Mortgage

Document Number	0002403395
Date	Sep 2, 2025
Instrument	2403/395

Lender

Name	EASTMAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2055

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 24, 2020
Property Address	255 GEORGETOWN DR, RINGGOLD, GA 30736-6578
Document Number	0020470674
Book / Page	002047 / 000674
Instrument Date	Apr 24, 2020
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 GEORGETOWN DR RINGGOLD GA 307366578, RINGGOLD, GA 30736-6578

Mortgage

Document Number	20470677
Date	Apr 24, 2020
Book Page	002047/000677

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 18, 2018
Property Address	255 GEORGETOWN DR, RINGGOLD, GA 30736-6578
Document Number	0019300207
Book / Page	001930 / 000207
Instrument Date	Apr 13, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 GEORGETOWN DR RINGGOLD GA 30736, RINGGOLD, GA 30736

Mortgage

Document Number	19300209
Date	Apr 18, 2018
Book Page	001930/000209

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2048

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,266.00 (-8.33%)	$119,356 (+2.97%) Land $12,000 Building $107,356	$298,389 (+2.97%) Land $30,000 Building $268,389
2024	$2,472.00 (+14.87%)	$115,910 (+20.55%) Land $12,000 Building $103,910	$289,776 (+20.55%) Land $30,000 Building $259,776
2023	$2,152.00 (+19.56%)	$96,150 Land $12,000 Building $84,150	$240,375 Land $30,000 Building $210,375
2022	$1,800.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

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