Polk County property record for 280 Gail Dr, Tryon, NC 28782 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 3,547 sqft Finished Area |
| Lot Size | 92,783 sqft (2.13 acres) |
| Garage | Detached, 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,219.00 (2025) |
| Primary APN | P84-120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,547 sqft Finished Area |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Foundation Type | Retaining Wall Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 92,783 sqft (2.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 33201 |
|---|---|
| Street Address | 280 GAIL DR |
| City | TRYON |
| State | NC |
| Zip | 28782-6816 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FOXWOOD HILLS S/D, 0F05 FOXWOOD HILLS 09 |
| Legal Subdivision | FOXWOOD HILLS |
| Jurisdiction | POLK NC |
| Minor Civil Division | COLUMBUS |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 920103 |
Source: Polk County records · APN P84-120
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 GAIL DR, TRYON, NC 28782-6816 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 14, 2018 | Deed of Trust, Mortgage · Line of Credit ENTEGRA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Mar 30, 2006 |
| Last Transfer Date | Oct 10, 2006 |
| Transfer Doc | 00346/1347 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 280 GAIL DR, TRYON, NC 28782-6816 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 460/1434 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 460/1434 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 280 GAIL DR, TRYON, NC 28782-6816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000433/0000000883 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 0000000433/0000000883 |
| Instrument | 004699980006 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 116 Months |
| Due | Jan 01, 2028 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,219.00 (+15.05%) | $615,886 (+40.14%) Land $91,560 Building $524,326 | $615,886 (+40.14%) Land $91,560 Building $524,326 |
| 2023 | $2,798.00 | $439,479 Land $51,300 Building $388,179 | |
| 2021 | $439,479 Land $51,300 Building $388,179 |
280 Gail Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Polk County (37149C), updated July 8, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 49th percentile of exposed land nationally · 70th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 909 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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