28 Gail Dr, Tryon, NC 28782 Property Records

Polk County property record for 28 Gail Dr, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,277 sqft · built 2005
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Trust Names on Record
Last Sale	$365,000 (Jul 2019)
Tax Bill	$2,788 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P84-38`

Property Details

APN / Parcel Number

Primary APN	`P84-38`
Alternative APN	`57165`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,277 sqft Finished Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	182,952 sqft (4.2 acres)
Garage Type	Carport
Garage Area	1,008 sqft
Carport	Carport
Carport Area	1,008 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57165
Street Address	28 GAIL DR
City	TRYON
State	NC
Zip	28782-9673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	FOXWOOD HILLS S/D, 0F05 FOXWOOD HILLS 09
Legal Subdivision	FOXWOOD HILLS
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2018
Census Tract	920103

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	28 GAIL DR, TRYON, NC 28782-9673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 9, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage KELLER MORTGAGE LLC
Jan 25, 2017	Warranty Deed, Transfer · Conventional Mortgage ENTEGRA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Jan 25, 2017 · Amount on Record
Deed Book / Page	441 / 1779
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	28 GAIL DR, TRYON, NC 28782-9673
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000465/345
Date	Nov 17, 2021
Book Page	465/345

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 9, 2019
Property Address	28 GAIL DR, TRYON, NC 28782-9673
Document Number	00441/1779
Book / Page	441 / 1779
Instrument Date	Jul 8, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GAIL DR, TRYON, NC 28782-9673

Mortgage

Document Number	00441/1782
Date	Jul 9, 2019
Book Page	441/1782

Lender

Name	KELLER MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 25, 2017
Property Address	28 GAIL DR, TRYON, NC 28782-9673
Document Number	00424/1245
Book / Page	424 / 1245
Map Reference	DD 243 PG 1126
Instrument Date	Jan 23, 2017
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5753 HIGHWAY 85 N, 5753, CRESTVIEW, FL 32536-9365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GAIL DR, TRYON, NC 28782-9673

Mortgage

Document Number	424/1248
Date	Jan 25, 2017
Book Page	424/1248
Instrument	004634690010

Lender

Name	ENTEGRA BANK
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,788.00	$533,546 (-) Land $83,400 Building $450,146	$533,546 (-) Land $83,400 Building $450,146
2025	$2,788.00 (+11.79%)	$533,546 (+36.22%) Land $83,400 Building $450,146	$533,546 (+36.22%) Land $83,400 Building $450,146
2023	$2,494.00	$391,677 Land $57,000 Building $334,677
2021			$391,677 Land $57,000 Building $334,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
Skyrunner Fixed Wireless	25 / 10

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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