280 Front St, Richmond, ME 04357 Property Records

Sagadahoc County and Richmond Town property record for 280 Front St, Richmond, ME 04357

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,620 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,808 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RICD M:U01 L:149-00`

Property Details

APN / Parcel Number

Primary APN	`RICD M:U01 L:149-00`
Alternative APNs	`M:U01 L:149=00` `1274`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,620 sqft Living Area
Gross Area	5,620 sqft
1st Floor Area	1,310 sqft
Attic	Attic
Attic Area	750 sqft
Basement Area	1,310 sqft
Unfinished Basement	1,310 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1274
Street Address	280 FRONT ST
City	RICHMOND
State	ME
Zip	04357-1381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILL
Legal Lot Number	149-0
Jurisdiction	RICHMOND ME
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3005
Census Tract	970100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Richmond Historic District (Additional Documentation) listed 1973 · 13 contributing resources · NRIS 73000146
Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Richmond Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 FRONT ST, RICHMOND, ME 04357-1381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit NORWAY SAVINGS BANK
Jul 9, 2025	Deed of Trust, Mortgage KENNEBEC SAVINGS BANK
Mar 25, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Jan 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING
Feb 7, 2017	Deed of Trust, Mortgage SKOWHEGAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Recording Date	Apr 28, 2026
Property Address	280 FRONT ST, RICHMOND, ME 04357-1381
Document Number	0000002152
Instrument Date	Apr 21, 2026
Instrument	20262152
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 FRONT ST, RICHMOND, ME 04357-1381

Mortgage

Document Number	0000002152,
Date	Apr 28, 2026
Instrument	20262152

Lender

Name	NORWAY SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate	6.38%
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	280 FRONT ST, RICHMOND, ME 04357-1381
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003256
Date	Jul 9, 2025
Instrument	2025R-03256

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2045

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	280 FRONT ST, RICHMOND, ME 04357-1381
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001390
Date	Mar 25, 2024
Instrument	2024R-01390

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	280 FRONT ST, RICHMOND, ME 04357-1381
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021R00070
Date	Jan 5, 2021
Instrument	2021R-00070

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	280 FRONT ST, RICHMOND, ME 04357-1381
Document Number	0000001088
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017
Title Company	CENTRAL ME TITLE COMPANY INC, CENTRAL ME TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 FRONT ST RICHMOND ME 043571381, RICHMOND, ME 04357-1381

Mortgage

Document Number	0000001088
Date	Feb 17, 2017
Instrument	1088

Lender

Name	SKOWHEGAN SVGS BK
Type	Federal Savings Bank
Address	SKOWHEGAN, ME 04976

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 16, 2037

Tax Assessment & Valuation

Source: Sagadahoc County and Richmond Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Richmond Town
Unified School District	Richmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,808.00 (+30.28%)	$518,600 (+174.54%) Land $75,300 Building $443,300
2024	$4,458.00 (+20.71%)	$188,900 (-) Land $35,800 Building $153,100
2022	$3,693.00	$188,900 Land $35,800 Building $153,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1980–1984)
Most Recent Claim	Jun 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES DISTRICT serves 1,492 people · EPA ID ME0091370
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N..

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