278 Front St, Richmond, ME 04357 Property Records

Sagadahoc County and Richmond Town property record for 278 Front St, Richmond, ME 04357

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,124 sqft · built 1850
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$301,900 (Jul 2020)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RICD M:U01 L:148-00`

Property Details

APN / Parcel Number

Primary APN	`RICD M:U01 L:148-00`
Alternative APNs	`M:U01 L:148=00` `1273`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,124 sqft Living Area
Gross Area	4,338 sqft
1st Floor Area	1,170 sqft
Attic	Attic
Attic Area	702 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1273
Street Address	278 FRONT ST
City	RICHMOND
State	ME
Zip	04357-1381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILL
Legal Lot Number	148-0
Jurisdiction	RICHMOND ME
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3005
Census Tract	970100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Richmond Historic District (Additional Documentation) listed 1973 · 13 contributing resources · NRIS 73000146
Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

278 Front St is owned and occupied by two individuals who bought it in July 2020.

Source: Sagadahoc County and Richmond Town records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	278 FRONT ST, RICHMOND, ME 04357-1381
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Nov 17, 2010 · Amount on File
Deed Document Number	20204937
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND ME
Recording Date	Jul 22, 2020
Property Address	278 FRONT ST, RICHMOND, ME 04357-1381
Document Number	0000004937
Instrument Date	Jul 21, 2020
Instrument	4937
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 MAYFIELD ST PORTLAND ME 041032619, PORTLAND, ME 04103-2619

Mortgage

Document Number	4938
Date	Jul 22, 2020
Instrument	4938

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 278 Front St was $3,952, up 13.8% from the year before.

Source: Sagadahoc County and Richmond Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Richmond Town
Unified School District	Richmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,952.00 (+13.82%)	$352,900 (+139.9%) Land $68,700 Building $284,200
2024	$3,472.00	$147,100 Land $32,900 Building $114,200
2022	$2,876.00	$147,100 Land $32,900 Building $114,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 278 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1980–1984)
Most Recent Claim	Jun 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES DISTRICT serves 1,492 people · EPA ID ME0091370
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N..

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