Madison County property record for 280 Flint Rd, Waco, KY 40385
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $43,500 (May 2006) |
| Tax Bill | $565 (2025) |
| Deeds & Mortgages | Jan 2026 Construction Loan Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 118A-0000-0043 |
| Primary APN | 118A-0000-0043 |
|---|---|
| Alternative APNs |
|
| Lot Area | 130,680 sqft (3 acres) |
|---|
| Account Number | 46185 |
|---|---|
| Street Address | 280 FLINT RD |
| City | WACO |
| State | KY |
| Zip | 40385-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11002 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 250 FLINT RD, WACO, KY 40385-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES EXCHANGE BANK |
| Jan 22, 2026 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES EXCHANGE BANK (STANTON KY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2006 · Amount on Record |
| Deed Sale | May 15, 2006 · Amount on Record |
| Deed Document Number | 0000060729 |
| Deed Book / Page | 607 / 29 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 280 FLINT RD, WACO, KY 40385-9713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 280 FLINT RD, WACO, KY 40385-9713 |
| Document Number | 0M2439/746 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | M2439/746 |
| Instrument | 2014312764 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40391 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 14, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 280 FLINT RD, WACO, KY 40385-9713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 280 FLINT RD, WACO, KY 40385-9713 |
| Document Number | 0M2440/294 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | M2440/294 |
| Instrument | 2014313329 |
| Name | PEOPLES EXCHANGE BANK (STANTON KY |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40391 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 7, 2027 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $565.00 (+19.45%) Additional exemption filed | $60,000 (+22.95%) | $60,000 (+22.95%) |
| 2023 | $473.00 | $48,800 | $48,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2021–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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