Madison County property record for 250 Flint Rd, Waco, KY 40385
| Property Type | Single Family Home |
|---|---|
| Details | 1,380 sqft |
| Lot Size | 8.01 acres (348,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Oct 2025) |
| Tax Bill | $1,831 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118A-0000-0040 |
| Primary APN | 118A-0000-0040 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 1,380 sqft |
| Unfinished Basement | 1,380 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 348,916 sqft (8.01 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 46187 |
|---|---|
| Street Address | 250 FLINT RD |
| City | WACO |
| State | KY |
| Zip | 40385-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8.010 ACRES |
| Legal Subdivision | PLAT OF DANNY AND LAURA CONRAD |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11002 |
Source: Madison County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 250 FLINT RD, WACO, KY 40385-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDATION TITLE, FOUNDATION TITLE & ESCROW SE |
| May 30, 2025 | Deed of Trust, Mortgage · Line of Credit PEOPLES EXCHANGE BANK (STANTON KY |
| Aug 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Oct 17, 2025 | Deed, Transfer · Non-Conforming Investor Loan CITIZENS GUARANTY BANK |
| May 30, 2018 | Deed, Transfer · Commercial Mortgage PEOPLES EXCHANGE BANK (STANTON KY) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on Record |
| Deed Sale | Oct 17, 2025 · Amount on Record |
| Prior Sale | May 30, 2018 · Amount on Record |
| Deed Document Number | 2025292877 |
| Deed Book / Page | 874 / 536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 20, 2026 |
| Property Address | 250 FLINT RD, WACO, KY 40385-9713 |
| Document Number | 0014341164 |
| Book / Page | 2460 / 656 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202614341164 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW SE |
| Name | Verified Name |
|---|---|
| Address | 250 FLINT RD, WACO, KY 40385-9713 |
| Document Number | 0014341164, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 2460/656 |
| Instrument | 202614341164 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 250 FLINT RD, WACO, KY 40385-9713 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 250 FLINT RD, WACO, KY 40385-9713 |
| Document Number | 0M2382/179 |
|---|---|
| Date | May 30, 2025 |
| Book Page | M2382/179 |
| Instrument | 2014264008 |
| Name | PEOPLES EXCHANGE BANK (STANTON KY |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40391 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 250 FLINT RD, WACO, KY 40385-9713 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | M01879/228 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | M01879/228 |
| Instrument | 2013996536 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 29, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 17, 2025 |
| Property Address | 250 FLINT RD, WACO, KY 40385-9713 |
| Document Number | 00D874/536 |
| Book / Page | D874 / 536 |
| Map Reference | CAB 32 SL 143 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2014292877 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 280 FLINT RD, WACO, KY 40385-9713 |
| Name | Verified Name |
|---|---|
| Address | 250 FLINT RD, WACO, KY 40385-9713 |
| Document Number | 2014292880 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2014292880 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 17, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 30, 2018 |
| Property Address | 250 FLINT RD, WACO, KY 40385-9713 |
| Document Number | D00759/796 |
| Book / Page | D00759 / 796 |
| Instrument Date | May 29, 2018 |
| Instrument | 2013976719 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 GREENS CROSSING RD, 149, RICHMOND, KY 40475-9009 |
| Name | Verified Name |
|---|---|
| Address | 250 FLINT RD, WACO, KY 40385-9713 |
| Document Number | 2013976718 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 2013976718 |
| Name | PEOPLES EXCHANGE BANK (STANTON KY) |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 29, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,831.00 (-1.56%) | $194,200 (-) | $194,200 (-) |
| 2024 | $1,860.00 (-1.22%) | $194,200 (-) | $194,200 (-) |
| 2023 | $1,883.00 | $194,200 | $194,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2021–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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