280 Five Forks Rd, Saltillo, TN 38370 Property Records

Hardin County property record for 280 Five Forks Rd, Saltillo, TN 38370

Property Summary

Property Type	Single Family Home
Details	1 ba · 720 sqft · built 2000
Lot Size	0.935 acres (40,746 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Feb 2025)
Tax Bill	$381 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036011 01501`

Property Details

APN / Parcel Number

Primary APN	`036011 01501`
Alternative APN	`011 01501`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,746 sqft (0.935 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	180 sqft
Pole Barn	900 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	280 FIVE FORKS RD
City	SALTILLO
State	TN
Zip	38370-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 11, COUNTY AREA: C01
Jurisdiction	HARDIN TN
Township / Civil Division	5
Census Block Group	1
Census Block	1024
Census Tract	920200

Owner

280 Five Forks Rd is owned and occupied by an individual who bought it in February 2025.

Source: Hardin County records, as of January 27, 2026

Owner of Record	Individual Name on File
Mailing Address	280 FIVE FORKS RD, SALTILLO, TN 38370-5502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 25, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 3, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2025 · Amount on File
Deed Sale	Feb 25, 2025 · Amount on File
Prior Sale	Feb 3, 2017 · Amount on File
Deed Document Number	2025178579
Deed Book / Page	842 / 2796
Prior Transfer Date	Sep 3, 2024
Prior Transfer Doc	0008391567
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	280 FIVE FORKS RD, SALTILLO, TN 38370-5502
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 FIVE FORKS RD, SALTILLO, TN 38370-5502

Mortgage

Document Number	0000850295
Date	Jan 15, 2026
Book Page	850/295
Instrument	184025

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Feb 25, 2025
Property Address	280 FIVE FORKS RD, SALTILLO, TN 38370-5502
Document Number	0008422796
Book / Page	842 / 2796
Instrument Date	Feb 20, 2025
Instrument	178579
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 FIVE FORKS RD, SALTILLO, TN 38370-5502

Mortgage

Document Number	0000178580
Date	Feb 25, 2025
Instrument	178580

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Feb 3, 2017
Property Address	280 FIVE FORKS RD, SALTILLO, TN 38370-5502
Document Number	659875
Book / Page	000659 / 000875
Instrument Date	Feb 3, 2017
Instrument	128612
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$164.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	280 FIVE FORKS RD SALTILLO TN 383705502, SALTILLO, TN 38370-5502

Tax Assessment & Valuation

The 2025 property tax bill for 280 Five Forks Rd was $381.

Source: Hardin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$381.00	$21,775 Land $1,000 Building $20,775
2023	$336.00 (+34.4%)	$21,775 (+79.22%) Land $1,000 Building $20,775	$87,100 (+79.22%) Land $4,000 Building $83,100
2022	$250.00	$12,150 Land $1,125 Building $11,025	$48,600 Land $4,500 Building $44,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 280 Five Forks Rd in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	49 (1980–2019)
Claims Outside the SFHA	2 of 49
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 7 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims Severe Storms & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Five Forks Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALTILLO UTILITY DISTRICT serves 2,216 people · EPA ID TN0000606
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LexNet Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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