2220 Five Forks Rd, Saltillo, TN 38370 Property Records

Hardin County property record for 2220 Five Forks Rd, Saltillo, TN 38370

Property Summary

Property Type	Rural Home
Details	3 ba · 1,736 sqft · built 2005
Lot Size	47.7 acres (2,078,683 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Feb 2005)
Tax Bill	$1,447 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`012 00400T000`

Property Details

APN / Parcel Number

Primary APN	`012 00400T000`
Alternative APNs	`036012 00400` `012 00400`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,078,683 sqft (47.7 acres)
Porch	Open Porch
Porch Area	1,696 sqft
Utility Building	324 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Old Parcel Number	012 00400T000
Street Address	2220 FIVE FORKS RD
City	SALTILLO
State	TN
Zip	38370-5504
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 10, COUNTY AREA: C01
Jurisdiction	HARDIN TN
Township / Civil Division	5
Census Block Group	1
Census Block	1013
Census Tract	920200

Owner

2220 Five Forks Rd, a rural home, is owned and occupied by two individuals who bought it in February 2005.

Source: Hardin County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2220 FIVE FORKS RD, SALTILLO, TN 38370-5504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 2, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2005 · Amount on File
Deed Sale	Feb 4, 2005 · Amount on File
Prior Sale	May 22, 2001 · Amount on File
Deed Document Number	0000366453
Deed Book / Page	366 / 453
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	2220 FIVE FORKS RD, SALTILLO, TN 38370-5504
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000763615
Date	Apr 23, 2021
Book Page	763/615
Instrument	153930

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Dec 2, 2019
Property Address	2220 FIVE FORKS RD, SALTILLO, TN 38370-5504
Document Number	722226
Book / Page	000722 / 000226
Instrument Date	Jan 27, 2019
Instrument	144625
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$7.40
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	5822 TENNESSEE AVE NEW PORT RICHEY FL 346522851, NEW PORT RICHEY, FL 34652-2851

Tax Assessment & Valuation

The 2025 property tax bill for 2220 Five Forks Rd was $1,447.

Source: Hardin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,447.00	$82,700 Land $26,025 Building $56,675
2023	$1,447.00 (+30.95%)	$82,700 (+54.22%) Land $26,025 Building $56,675	$330,800 (+54.22%) Land $104,100 Building $226,700
2022	$1,105.00	$53,625 Land $18,675 Building $34,950	$214,500 Land $74,700 Building $139,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2220 Five Forks Rd in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	49 (1980–2019)
Claims Outside the SFHA	2 of 49
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 7 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims Severe Storms & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2220 Five Forks Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALTILLO UTILITY DISTRICT serves 2,216 people · EPA ID TN0000606
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LexNet Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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