280 Fairview Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 280 Fairview Ave, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,316 sqft · built 1906
Lot Size	1.51 acres (65,776 sqft)
Owner	Company Name on Record
Last Sale	$1,925,000 (Sep 2025)
Tax Bill	$14,618 (2025)
Deeds & Mortgages	Sep 2025 Sale Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077-093-31`

Property Details

APN / Parcel Number

Primary APN	`077-093-31`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,316 sqft Living Area

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	65,776 sqft (1.51 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	280 FAIRVIEW AVE
City	BEN LOMOND
State	CA
Zip	95005-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Range	02W
Legal Township	10
Legal Section	04
Legal Subdivision	TOWN/BEN LOMOND
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2003
Census Tract	120302

Owner

Source: Santa Cruz County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	110 BAJA SOL DR, SCOTTS VALLEY, CA 95066-4400
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Oct 27, 2022
Deed Document Number	2025-0019213
Record Updated	Jun 7, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 12, 2025
Property Address	280 FAIRVIEW AVE, BEN LOMOND, CA 95005-9347
Document Number	0000019213
Map Reference	MB 10 PG 10
Instrument Date	Sep 11, 2025
Instrument	2025-0019213
Transaction Type	Transfer
Record Updated	Sep 26, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,117.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	110 BAJA SOL DR, SCOTTS VALLEY, CA 95066-4400

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	280 FAIRVIEW AVE, BEN LOMOND, CA 95005-9347
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 FAIRVIEW AVE, BEN LOMOND, CA 95005-9347

Mortgage

Document Number	0000013242
Date	Jul 19, 2023
Instrument	2023-0013242

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	BEN LOMOND, CA 95005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 27, 2022
Property Address	280 FAIRVIEW AVE, BEN LOMOND, CA 95005-9347
Document Number	0000029319
Map Reference	MB 10 PG 10
Instrument Date	Oct 12, 2022
Instrument	2022-0029319
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	280 FAIRVIEW AVE, BEN LOMOND, CA 95005-9347

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,618.00 (+3.84%)	$1,226,650 (+4.04%) Land $735,990 Building $490,660
2023	$14,077.00 (+2.42%)	$1,179,018 Land $707,411 Building $471,607
2022	$13,745.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	39 (1981–2023)
Claims Outside the SFHA	6 of 39
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 14 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Surfnet Communications.

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