280 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 280 E Bay St, Charleston, SC 29401

Property Summary

Property Type	Hotel
Details	35,040 sqft · built 1985
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on File
Last Sale	$18,500,000 (Oct 2021)
Tax Bill	$252,418 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`458-01-04-027`

Property Details

APN / Parcel Number

Primary APN	`458-01-04-027`

Interior

Units	2 Units
Stories	3 Stories
Building Area	35,040 sqft Total Area
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	16,553 sqft (0.38 acres)
Terrain	High

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	280 E BAY ST
City	CHARLESTON
State	SC
Zip	29401-2606
Property Category	Commercial
Property Type	Commercial > Retail > Hotel
Legal Description	SUBDIVISION NAME -BAINBRIDGE COURT PHASE TWO DESCRIPTION -280 EAST BAY STREET SITE NAME -ANSONBOROUGH INN
Legal Subdivision	BAINBRIDGE COURT PHASE TWO
Legal Phase	2
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1034
Census Tract	5100

Owner

280 E Bay St, a commercial property, is owned by a company that bought it in October 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	150 E BROAD ST, 800, COLUMBUS, OH 43215-3610
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage EQUITY BANK
Oct 6, 2021	Deed, Transfer · Stand-Alone First Mortgage SYNOVUS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Prior Sale	Jan 13, 2000 · Amount on File
Deed Book / Page	1039 / 908
Prior Transfer Date	Jan 12, 2000
Prior Transfer Doc	0340000751
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Aug 10, 2026
Property Address	280 E BAY ST, CHARLESTON, SC 29401-2606
Document Number	0000050159
Book / Page	1408 / 611
Instrument Date	Aug 7, 2026
Instrument	202650159
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000050159,
Date	Aug 10, 2026
Book Page	1408/611
Instrument	202650159

Lender

Name	EQUITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 6, 2021
Property Address	280 E BAY ST, CHARLESTON, SC 29401-2606
Document Number	0010390908
Book / Page	1039 / 908
Map Reference	MB BB PG 75
Instrument Date	Oct 1, 2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 E BROAD ST STE 800, 800, COLUMBUS, OH 43215-3610

Mortgage

Document Number	0001039910
Date	Oct 6, 2021
Instrument	1039/910

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 280 E Bay St was $252,418, up 10.2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$252,418.00 (+10.15%)	$15,434,437 (+1,816.65%) Land $4,096,875 Building $11,337,562	$19,460,000 Land $4,750,000 Building $14,710,000
2024	$229,158.00	$805,280
2022	$220,351.00	$805,280	$17,895,000 Land $4,750,000 Building $13,145,000
2020			$17,895,000 Land $4,750,000 Building $13,145,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 280 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 675 condo units
Nearby Flood Claims	55 (1982–2023)
Claims Outside the SFHA	2 of 55
Most Recent Claim	Dec 2023 · alluvial fan flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 280 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Home Telecom, Verizon.

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