247 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 247 E Bay St, Charleston, SC 29401

Property Summary

Property Type	Commercial
Details	1,248 sqft · built 1963
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$4,054 (Nov 2021)
Tax Bill	$32,819 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`458-05-03-029`

Property Details

APN / Parcel Number

Primary APN	`458-05-03-029`

Interior

Building Area	1,248 sqft Finished Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	3,049 sqft (0.07 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	247 E BAY ST
City	CHARLESTON
State	SC
Zip	29401
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DESCRIPTION -249 & 251 E BAY AND PINCKNEY ST
Legal Subdivision	PINCKNEY
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1042
Census Tract	5100

Owner

247 E Bay St, a commercial property, is owned by a company that bought it in November 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1300, CHARLESTON, SC 29402-1300
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH ATLANTIC BANK
Nov 4, 2021	Quit Claim Deed, Transfer COOPERATIVE TITLE LLC
Sep 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Sep 3, 2021 · Amount on File
Deed Book / Page	1049 / 350
Prior Transfer Date	Aug 20, 2020
Prior Transfer Doc	0010490350
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	247 E BAY ST, CHARLESTON, SC 29401
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1300, CHARLESTON, SC 29402-1300

Mortgage

Document Number	0011830179
Date	Jun 2, 2023
Book Page	1183/179

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2028

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 4, 2021
Property Address	247 E BAY ST, CHARLESTON, SC 29401
Document Number	0010490350
Book / Page	1049 / 350
Map Reference	MB AJ PG 128
Instrument Date	Aug 20, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	COOPERATIVE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5053 BRYAN RD, HOLLYWOOD, SC 29449-5864

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 3, 2021
Property Address	247 E BAY ST, CHARLESTON, SC 29401
Document Number	0010290723
Book / Page	1029 / 723
Map Reference	MB AJ PG 128
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1300, CHARLESTON, SC 29402-1300

Tax Assessment & Valuation

The 2025 property tax bill for 247 E Bay St was $32,819, up 10.2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32,819.00 (+10.21%)	$2,012,500 (+1,816.67%) Land $465,120 Building $1,547,380	$2,329,000 Land $465,120 Building $1,863,880
2024	$29,778.00	$105,000
2022	$27,727.00	$105,000	$1,750,000 Land $550,000 Building $1,200,000
2020			$1,750,000 Land $550,000 Building $1,200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 247 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 675 condo units
Nearby Flood Claims	55 (1982–2023)
Claims Outside the SFHA	2 of 55
Most Recent Claim	Dec 2023 · alluvial fan flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 247 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Home Telecom, Verizon.

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