280 Chestnut St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 280 Chestnut St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 3,223 sqft · built 1900
Lot Size	0.168 acres (7,322 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Jun 2021)
Tax Bill	$10,414 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:084 L:711 S:023`

Property Details

APN / Parcel Number

Primary APN	`B:084 L:711 S:023`
Alternative APN	`LYNN M:084 B:711 L:023`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,223 sqft Living Area
Gross Area	5,896 sqft
Basement Area	1,391 sqft
Unfinished Basement	1,391 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,322 sqft (0.168 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	280 CHESTNUT ST
City	LYNN
State	MA
Zip	01902-2855
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	711
Legal Lot Number	23
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1000
Census Tract	206300

Owner

280 Chestnut St, a duplex, is owned and occupied by two individuals who bought it in June 2021.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	280 CHESTNUT ST, LYNN, MA 01902-2855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 8, 2021	Quit Claim Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
May 12, 2017	Quit Claim Deed, Transfer · FHA Mortgage FBC MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	May 12, 2017 · Amount on File
Deed Book / Page	39957 / 30
Prior Transfer Date	Jun 7, 2021
Prior Transfer Doc	040279-490
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 15, 2021
Property Address	280 CHESTNUT ST, LYNN, MA 01902-2855
Document Number	040279-490
Book / Page	40279 / 490
Instrument Date	Jun 7, 2021
Instrument	20210915002110
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	280 CHESTNUT ST, LYNN, MA 01902-2855

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jun 8, 2021
Property Address	280 CHESTNUT ST, LYNN, MA 01902-2855
Document Number	0039957-30
Book / Page	39957 / 30
Instrument Date	Jun 7, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	280 CHESTNUT ST, LYNN, MA 01902-2855
Investor	Possibly a Property Investor

Mortgage

Document Number	0003995732
Date	Jun 8, 2021
Instrument	39957/32

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 12, 2017
Property Address	280 CHESTNUT ST, LYNN, MA 01902-2855
Document Number	035863-531
Book / Page	35863 / 531
Instrument	537
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.81
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 CHESTNUT ST, LYNN, MA 01902-2855

Mortgage

Document Number	0358630534
Date	May 12, 2017
Instrument	35863/0534

Lender

Name	FBC MTG LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 280 Chestnut St was $10,414, up 6.8% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,414.00 (+6.77%)	$1,005,229 (+8.52%) Land $215,500 Building $789,729	$850,575
2024	$9,754.00 (-0.07%)	$926,300 (+5.81%) Land $194,600 Building $731,700
2023	$9,761.00	$875,400 Land $194,600 Building $680,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 Chestnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 280 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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