274 Chestnut St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 274 Chestnut St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,031 sqft · built 1900
Lot Size	0.21 acres (9,156 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2024)
Tax Bill	$4,872 (2025)
Deeds & Mortgages	May 2020 Refinance Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`B:084 L:711 S:025`

Property Details

APN / Parcel Number

Primary APN	`B:084 L:711 S:025`
Alternative APN	`LYNN M:084 B:711 L:025`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,031 sqft Living Area
Gross Area	1,491 sqft
Basement Area	135 sqft
Unfinished Basement	135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,156 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	274 CHESTNUT ST
City	LYNN
State	MA
Zip	01902-2855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	CARRIAGE HILL ESTATES
Legal Block	711
Legal Lot Number	25
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1000
Census Tract	206300

Owner

274 Chestnut St is owned by an individual who bought it in June 2024.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	51 WILSON RD, NAHANT, MA 01908-1020
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Sep 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on File
Deed Sale	Jun 27, 2024 · Amount on File
Prior Sale	Aug 27, 2008 · Amount on File
Prior Transfer Date	Aug 30, 2020
Prior Transfer Doc	38922-235
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	274 CHESTNUT ST, LYNN, MA 01902-2855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38555-407
Date	May 28, 2020
Book Page	38555/407
Instrument	20200528001320

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 10, 2020
Property Address	274 CHESTNUT ST, LYNN, MA 01902-2855
Document Number	38922-235
Book / Page	038922 / 000235
Instrument Date	Aug 30, 2020
Instrument	10004600
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	147 LYNN FELLS PKWY SAUGUS MA 019064166, SAUGUS, MA 01906-4166

Tax Assessment & Valuation

The 2025 property tax bill for 274 Chestnut St was $4,872, up 7.7% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,872.00 (+7.72%)	$470,300 (+9.5%) Land $214,800 Building $255,500	$409,640
2024	$4,523.00 (+3.93%)	$429,500 (+10.04%) Land $193,900 Building $235,600
2023	$4,352.00	$390,300 Land $193,900 Building $196,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 274 Chestnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 274 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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