280 Brooks Rd, Ragland, AL 35131 Property Records

St. Clair County property record for 280 Brooks Rd, Ragland, AL 35131

Property Summary

Property Type	Vacant Land
Lot Size	11 acres (479,160 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2022)
Tax Bill	$177 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03-06-0-000-002.008`

Property Details

APN / Parcel Number

Primary APN	`21-03-06-0-000-002.008`
Alternative APNs	`17045` `48525`

Exterior

Lot Area	479,160 sqft (11 acres)

Location & Zoning

Street Address	280 BROOKS RD
City	RAGLAND
State	AL
Zip	35131-3642
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	COM NW COR NW4-NE4 TH S 104.3 TO POB CONT S 388.9 E 310 NW 112 NE 193 SE 200.5 SW 212.2 ELY 930'S TO W ROW WOODS BEND RD TH N
Legal Range	05E
Legal Township	16S
Legal Section	06
Jurisdiction	ST CLAIR AL
Township / Civil Division	RAGLAND
Census Block Group	2
Census Block	2049
Census Tract	40301

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 BROOKS RD, RAGLAND, AL 35131-3644
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC
Jul 27, 2022	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Deed Book / Page	2022 / 10602
Prior Transfer Date	Mar 4, 2022
Prior Transfer Doc	2022003099
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	280 BROOKS RD, RAGLAND, AL 35131-3642
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062587
Date	Sep 15, 2021
Book Page	MTG 2021/62587

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jul 27, 2022
Property Address	280 BROOKS RD, RAGLAND, AL 35131-3642
Document Number	0000010602
Book / Page	DEED 2022 / 10602
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 BROOKS RD, 15, RAGLAND, AL 35131-3644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 BROOKS RD, RAGLAND, AL 35131-3642

Mortgage

Document Number	MTG202238590
Date	Jul 27, 2022
Instrument	MTG 2022/38590

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$177.00 (+5.36%)	$5,460 (-49.71%)	$54,600 (+0.57%)
2023		$10,858 Land $10,858	$54,288 Land $54,288
2022	$168.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ragland Telephone DSL	10 / 1

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Brooks Rd

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