85 Brooks Rd, Ragland, AL 35131 Property Records

St. Clair County property record for 85 Brooks Rd, Ragland, AL 35131

Property Summary

Property Type	Single Family Home
Details	1,000 sqft · built 2006
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on File
Tax Bill	$312 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03-06-0-000-002.003`

Property Details

APN / Parcel Number

Primary APN	`21-03-06-0-000-002.003`
Alternative APNs	`00192201` `142810` `17040`

Interior

Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	161,172 sqft (3.7 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	8 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00192201
Street Address	85 BROOKS RD
City	RAGLAND
State	AL
Zip	35131-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR NW4-NE4 TH SE 1270.7 TH ELY 203.6 ALG S ROW BROOKS RD TH S 595 TO POB TH S 790.8 SWLY 198 N 841.8 E 198.4 TO POB 3
Legal Range	05E
Legal Township	16S
Legal Section	06
Jurisdiction	ST CLAIR AL
Township / Civil Division	RAGLAND
Census Block Group	2
Census Block	2049
Census Tract	40301

Owner

85 Brooks Rd is owned and occupied by two individuals.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 BROOKS RD, RAGLAND, AL 35131-3644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Oct 24, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	83 BROOKS RD, RAGLAND, AL 35131-3644
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033193
Date	Sep 15, 2023
Book Page	MTG 2023/33193

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Oct 24, 2023
Property Address	83 BROOKS RD, RAGLAND, AL 35131-3644
Document Number	0000012395
Book / Page	DEED 2023 / 12395
Instrument Date	Oct 6, 2023
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 COUNTY ROAD 24, BILLINGSLEY, AL 36006-2628

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	83 BROOKS RD, RAGLAND, AL 35131-3644

Mortgage

Document Number	0000038030
Date	Oct 24, 2023
Book Page	MTG 2023/38030

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 85 Brooks Rd was $312 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$312.00	$11,640	$116,490
2023		$23,298 (+54.02%) Land $5,120 Building $18,178	$116,490 (-22.99%) Land $25,600 Building $90,890
2022	$421.00 Homeowner's exemption	$15,127 Land $3,210 Building $11,917	$151,270 Land $32,100 Building $119,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Brooks Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Brooks Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ragland Telephone DSL	10 / 1

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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