Albemarle County property record for 280 Albert Ct, Charlottesville, VA 22901 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1981 |
| Square Footage | 1,240 sqft Finished Area |
| Lot Size | 3,093 sqft (0.071 acres) |
| Last Sale | $198,500 (2019) |
| Tax Bill | $2,728.00 (2026) |
| Primary APN | 061W2-00-0B-007A0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,240 sqft Finished Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,093 sqft (0.071 acres) |
| Patio Area | 80 sqft Patio |
| View | Proximity to Airport View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 280 ALBERT CT |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-1623 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CAMELLIA GARDEN 7A |
| Legal Subdivision | CAMELLIA GARDEN |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | RIO |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 10702 |
Source: Albemarle County records · APN 061W2-00-0B-007A0
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7600 INDIAN HILLS DR, DERWOOD, MD 20855-2617 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA |
| Jul 23, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Deed Doc Number | 20197733 |
| Deed Book / Page | 5197 / 63 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 280 ALBERT CT, CHARLOTTESVILLE, VA 22901-1623 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|
| Document Number | 5583/441 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 5583/441 |
| Instrument | 2021-00013295 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jul 23, 2019 |
| Property Address | 280 ALBERT CT, CHARLOTTESVILLE, VA 22901-1623 |
| Document Number | 0000007733 |
| Book / Page | 005197 / 000063 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 7733 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2019 |
| Title Company | CLOSURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 7600 INDIAN HILLS DR ROCKVILLE MD 208552617, ROCKVILLE, MD 20855-2617 |
| Document Number | 7734 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 005197/000066 |
| Instrument | 7734 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,728.00 (+13.2%) | $305,100 (+13.17%) Land $100,000 Building $205,100 | $305,100 (+13.17%) Land $100,000 Building $205,100 |
| 2025 | $2,410.00 (+26.98%) | $269,600 (+21.28%) Land $83,500 Building $186,100 | $269,600 (+21.28%) Land $83,500 Building $186,100 |
| 2023 | $1,898.00 | $222,300 Land $72,500 Building $149,800 | $222,300 Land $72,500 Building $149,800 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 20th percentile nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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