278 Albert Ct, Charlottesville, VA 22901 Property Records

Albemarle County property record for 278 Albert Ct, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1981
Lot Size	0.063 acres (2,744 sqft)
Owner	Individual Name on File
Last Sale	$249,500 (Oct 2021)
Tax Bill	$3,032 (2026)
Deeds & Mortgages	Oct 2021 Sale Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`061W2-00-0B-006B0`

Property Details

APN / Parcel Number

Primary APN	`061W2-00-0B-006B0`
Alternative APN	`24804`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Finished Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,744 sqft (0.063 acres)
View / Lot	Proximity to Airport
Patio Area	96 sqft
Storage Building	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	278 ALBERT CT
City	CHARLOTTESVILLE
State	VA
Zip	22901-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 RESIDE
Legal Description	CAMELLIA GARDEN 6B
Legal Subdivision	CAMELLIA GARDEN
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3003
Census Tract	10702

Owner

278 Albert Ct is owned and occupied by an individual who bought it in October 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	278 ALBERT CT, CHARLOTTESVILLE, VA 22901-1623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Apr 30, 2010 · Amount on File
Deed Document Number	202117302
Deed Book / Page	5623 / 695
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 13, 2021
Property Address	278 ALBERT CT, CHARLOTTESVILLE, VA 22901-1623
Document Number	5623/695
Book / Page	5623 / 695
Map Reference	MB 706 PG 692
Instrument Date	Oct 6, 2021
Instrument	2021-00017302
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$249.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 ALBERT CT, CHARLOTTESVILLE, VA 22901-1623

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	278 ALBERT CT, CHARLOTTESVILLE, VA 22901-1623
Document Number	0000004700
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 ALBERT CT CHARLOTTESVILLE VA 229011623, CHARLOTTESVILLE, VA 22901-1623

Mortgage

Document Number	0000004700
Date	Apr 27, 2017
Book Page	004901/000582
Instrument	4700

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 278 Albert Ct was $3,032, up 11.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,032.00 (+11.27%)	$339,100 (+11.22%) Land $100,000 Building $239,100	$339,100 (+11.22%) Land $100,000 Building $239,100
2025	$2,725.00	$304,900 Land $83,500 Building $221,400	$304,900 Land $83,500 Building $221,400
2023	$2,091.00	$244,900 Land $72,500 Building $172,400	$244,900 Land $72,500 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 278 Albert Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Albert Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile, Ting.

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