Cape May County and Avalon Borough property record for 280 28th St, #S, Avalon, NJ 08202
| Property Type | Single Family Home |
|---|---|
| Details | 1,456 sqft · built 1990 |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jun 1999) |
| Tax Bill | $3,905 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00028-04-00060-01-C-S |
| Primary APN | 01-00028-04-00060-01-C-S |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,456 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Street Address | 280 28TH ST, S |
|---|---|
| City | AVALON |
| State | NJ |
| Zip | 08202-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | 62.01,62.02,62.03 |
| Legal Subdivision | 280 28TH STREET CONDO |
| Legal Block | 28.4 |
| Legal Lot Number | 60.1 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20902 |
280 28th St, #S is owned by two individuals who bought it in June 1999.
Source: Cape May County and Avalon Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1583 GREGORY DR, WARRINGTON, PA 18976-1570 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Nov 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STURDY SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 1999 · Amount on File |
| Deed Sale | Jun 10, 1999 · Amount on File |
| Deed Book / Page | 2809 / 652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Apr 14, 2026 |
| Property Address | 280 28TH ST, S, AVALON, NJ 08202-1930 |
| Document Number | 0000094011 |
| Book / Page | 6899 / 475 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202694011 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1583 GREGORY DR, WARRINGTON, PA 18976-1570 |
| Document Number | 0000094011, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 6899/475 |
| Instrument | 202694011 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 13, 2051 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 280 28TH ST, AVALON, NJ 08202-1930 |
| Document Number | 0059180365 |
| Book / Page | 005918 / 000365 |
| Instrument Date | Nov 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 280 28TH ST #CS AVALON NJ 082021930, CS, AVALON, NJ 08202-1930 |
| Document Number | 0059180365 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 005918/000365 |
| Instrument | 39289 |
| Name | STURDY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CAPE MAY COURT HOUSE, NJ 08210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $636,100 (-) Land $480,000 Building $156,100 | $636,100 (-) Land $480,000 Building $156,100 | |
| 2025 | $636,100 Land $480,000 Building $156,100 | $636,100 Land $480,000 Building $156,100 | |
| 2024 | $3,905.00 | ||
| 2023 | $636,100 Land $480,000 Building $156,100 | $636,100 Land $480,000 Building $156,100 | |
| 2022 | $3,613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 280 28th St, #S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 981 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,603 units insured incl. 622 condo units |
| Nearby Flood Claims | 547 (1979–2024) |
| Claims Outside the SFHA | 15 of 547 |
| Most Recent Claim | Nov 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 280 28th St, #S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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