Cape May County and Avalon Borough property record for 248 28th St, Avalon, NJ 08202
| Property Type | Single Family Home |
|---|---|
| Details | 2,142 sqft · built 2001 |
| Owner | 2 Individual Names on Record |
| Last Sale | $832,500 (Jun 2006) |
| Tax Bill | $5,402 (2024) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00028-04-00054-248 |
| Primary APN | 01-00028-04-00054-248 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 2,142 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Street Address | 248 28TH ST |
|---|---|
| City | AVALON |
| State | NJ |
| Zip | 08202-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | ADDITIONAL LOTS: 246-248 28TH CONDO |
| Legal Subdivision | 246-248 28TH STREET CONDO |
| Legal Block | 28.4 |
| Legal Lot Number | 54 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20902 |
Source: Cape May County and Avalon Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 GREEN AVE, MADISON, NJ 07940-2524 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Line of Credit MORGAN STANLEY CREDIT CORP |
| Jun 7, 2022 | Deed of Trust, Mortgage · Line of Credit MORGAN STANLEY CREDIT CORP |
| Aug 13, 2020 | Deed of Trust, Mortgage MORGAN STANLEY PVT BK NA |
| Apr 29, 2019 | Grant Deed, Transfer MORGAN STANLEY PVT BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2006 · Amount on Record |
| Deed Sale | Jun 2, 2006 · Amount on Record |
| Deed Document Number | 2006347 |
| Deed Book / Page | 3233 / 954 |
| Last Transfer Date | Sep 11, 2008 |
| Transfer Doc | 0000000043 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 248 28TH ST, AVALON, NJ 08202-1930 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA |
| Name | Verified Name |
|---|
| Document Number | 0000003314 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | M6520/544 |
| Instrument | 2022003314 |
| Name | MORGAN STANLEY CREDIT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 248 28TH ST, AVALON, NJ 08202-1930 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019471 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | M6570/176 |
| Instrument | 2022019471 |
| Name | MORGAN STANLEY CREDIT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 248 28TH ST, AVALON, NJ 08202-1930 |
| Document Number | 0062320618 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 248 28TH ST #1 AVALON NJ 082021930, 1, AVALON, NJ 08202-1930 |
| Document Number | 0062320618 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 006232/000618 |
| Instrument | 27589 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.35% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Apr 29, 2019 |
| Property Address | 248 28TH ST, AVALON, NJ 08202-1930 |
| Document Number | 0038500665 |
| Book / Page | 003850 / 000665 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 91248 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | SEABOARD TITLE AGENCY, SEABOARD TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 25 BROAD ST #20S NEW YORK NY 100042528, 20S, NEW YORK, NY 10004-2528 |
| Document Number | 60590921 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 006059/000921 |
| Instrument | 91249 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.65% |
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $879,900 (-) Land $600,000 Building $279,900 | $879,900 (-) Land $600,000 Building $279,900 | |
| 2025 | $879,900 (-) Land $600,000 Building $279,900 | $879,900 (-) Land $600,000 Building $279,900 | |
| 2024 | $5,402.00 (+8.1%) | ||
| 2023 | $879,900 Land $600,000 Building $279,900 | $879,900 Land $600,000 Building $279,900 | |
| 2022 | $4,997.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 981 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,603 units insured incl. 622 condo units |
| Nearby Flood Claims | 547 (1979–2024) |
| Claims Outside the SFHA | 15 of 547 |
| Most Recent Claim | Nov 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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