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28 Willow Ct, Totowa, NJ 07512 Property Records

Passaic County and Totowa Borough property record for 28 Willow Ct, Totowa, NJ 07512

Property Summary

Property TypeSingle Family Home
Details1,521 sqft · built 1960
Lot Size0.18 acres (7,841 sqft)
Owner2 Company Names on Record
Last Sale$760,000 (Mar 2026)
Tax Bill$10,266 (2025)
Deeds & MortgagesMar 2026 Sale
Mar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-00162-0000-00005

Property Details

APN / Parcel Number

Primary APN12-00162-0000-00005
Alternative APNs
  • 120016200005
  • 00002938

Interior

Stories1 Story
Building Area1,521 sqft Living Area
1st Floor Area1,521 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Parking Spaces1 Parking Space

Location & Zoning

Account Number00002938
Street Address28 WILLOW CT
CityTOTOWA
StateNJ
Zip07512-1108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block162
Legal Lot Number5
JurisdictionPASSAIC NJ
Township / Civil DivisionTOTOWA
Census Block Group5
Census Block5005
Census Tract223802

Owner

Source: Passaic County and Totowa Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address28 WILLOW CT, TOTOWA, NJ 07512-1108
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed, Transfer
RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC
Mar 12, 2019Deed of Trust, Mortgage · Line of Credit
SPENCER SAVINGS BANK SLA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2026 · Amount on Record
Deed SaleMar 23, 2026 · Amount on Record
Prior SaleDec 18, 2008 · Amount on Record
Deed Document Number20268358
Deed Book / Page5061 / 110
Record UpdatedOct 29, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateMar 23, 2026
Property Address28 WILLOW CT, TOTOWA, NJ 07512-1108
Document Number0000008358
Book / PageD5061 / 110
Instrument DateFeb 25, 2026
Instrument2026008358
Transaction TypeTransfer
Record UpdatedApr 29, 2026
Title CompanyRESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC

Transaction

AmountAmount Recorded
Tax$1,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 ELIZABETH DR, KINNELON, NJ 07405-3338

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address28 WILLOW CT, TOTOWA, NJ 07512-1108

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address28 WILLOW CT, TOTOWA, NJ 07512-1108
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010793
DateMar 12, 2019
Book PageM15433/0112
Instrument2019010793
Lender
NameSPENCER SAVINGS BANK SLA
TypeLending Institution
AddressELMWOOD PARK, NJ 07407
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 1, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Passaic County and Totowa Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityTotowa Borough
Secondary School DistrictPassaic Valley Regional School District (09 - 12)
Elementary School DistrictTotowa Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$349,900 (-) Land $176,100 Building $173,800$349,900 (-) Land $176,100 Building $173,800
2025$10,266.00 (+8.22%)$349,900 (-) Land $176,100 Building $173,800$349,900 (-) Land $176,100 Building $173,800
2024$9,486.00 (+11.21%)
2023$349,900 Land $176,100 Building $173,800$349,900 Land $176,100 Building $173,800
2022$8,530.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1984–2021)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOTOWA W DEPT
serves 10,804 people · EPA ID NJ1612001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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