Passaic County and Totowa Borough property record for 22 Willow Ct, Totowa, NJ 07512
| Property Type | Single Family Home |
|---|---|
| Details | 1,940 sqft · built 1958 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Sep 2015) |
| Tax Bill | $11,818 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00162-0000-00004 |
| Primary APN | 12-00162-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,940 sqft Living Area |
| 1st Floor Area | 1,940 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Account Number | 00002937 |
|---|---|
| Street Address | 22 WILLOW CT |
| City | TOTOWA |
| State | NJ |
| Zip | 07512-1108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 162 |
| Legal Lot Number | 4 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | TOTOWA |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 223802 |
Source: Passaic County and Totowa Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 WILLOW CT, TOTOWA, NJ 07512-1108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2015 · Amount on Record |
| Deed Sale | Sep 8, 2015 · Amount on Record |
| Prior Sale | Jul 5, 2002 · Amount on Record |
| Deed Document Number | 201540908 |
| Deed Book / Page | 2685 / 18 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 1, 2026 |
| Property Address | 22 WILLOW CT, TOTOWA, NJ 07512-1108 |
| Document Number | 0000011283 |
| Book / Page | 19872 / 30 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202611283 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 22 WILLOW CT, TOTOWA, NJ 07512-1108 |
| Document Number | 0000011283, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 19872/30 |
| Instrument | 202611283 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 22 WILLOW CT, TOTOWA, NJ 07512-1108 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Title Company | TITLE 365- NLSE, TITLE 365 NLSE |
| Name | Verified Name |
|---|
| Document Number | 0000025035 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | M18582/52 |
| Instrument | 2023025035 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
Source: Passaic County and Totowa Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Totowa Borough |
| Secondary School District | Passaic Valley Regional School District (09 - 12) |
| Elementary School District | Totowa Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,800 (-) Land $177,900 Building $224,900 | $402,800 (-) Land $177,900 Building $224,900 | |
| 2025 | $11,818.00 (+8.22%) | $402,800 (-) Land $177,900 Building $224,900 | $402,800 (-) Land $177,900 Building $224,900 |
| 2024 | $10,920.00 (+11.2%) | ||
| 2023 | $402,800 Land $177,900 Building $224,900 | $402,800 Land $177,900 Building $224,900 | |
| 2022 | $9,820.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1984–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOTOWA W DEPT serves 10,804 people · EPA ID NJ1612001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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