McKinley County property record for 28 White Cliffs Rd, Gallup, NM 87301
| Property Type | Mobile Home |
|---|---|
| Details | 960 sqft · built 1998 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $60 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | M401615 |
| Primary APN | M401615 |
|---|
| Building Area | 960 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile Home |
| Street Address | 28 WHITE CLIFFS RD |
|---|---|
| City | GALLUP |
| State | NM |
| Zip | 87301 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | MOBILE/MODULAR TITLE: 51831MHB SERIAL: CRH1TX7784 YEAR: 1998 MAKE: CRES/560 SIZE: 16X60 SUBD: WHITE CLIFFS SP.28 |
| Legal Subdivision | SUBD WHITE CLIFFS |
| Jurisdiction | MCKINLEY NM |
| Township / Civil Division | GALLUP |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 945601 |
Source: McKinley County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1635, GALLUP, NM 87305-1635 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: McKinley County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | McKinley County |
| Unified School District | Gallup-McKinley County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $60.00 (-13.04%) | $2,330 (-1.69%) Building $2,330 | $6,990 (-1.55%) Building $6,990 |
| 2023 | $69.00 | $2,370 Building $2,370 | $7,100 Building $7,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (2013–2019) |
| Most Recent Claim | Dec 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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