McKinley County property record for 21 White Cliffs Rd, Gallup, NM 87301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,700 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-101-089-457-382 |
| Primary APN | 2-101-089-457-382 |
|---|---|
| Alternative APN |
|
| Lot Area | 60,548 sqft (1.39 acres) |
|---|
| Account Number | R300266 |
|---|---|
| Street Address | 21 WHITE CLIFFS RD |
| City | GALLUP |
| State | NM |
| Zip | 87301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A TRACT OF LAND IN THE NW1/4 OF SEC. 8 T15 R17, A/K/A LOT 1-B, CONT. 1.39 ACS M/L, BK 17 PG 7356 12/21/01 DOC 392567 05/11/20 |
| Legal Range | 17 |
| Legal Township | 15 |
| Legal Section | 08 |
| Legal Subdivision | S8T15NR17W |
| Legal Lot Number | 1-B |
| Jurisdiction | MCKINLEY NM |
| Township / Civil Division | GALLUP |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 945601 |
21 White Cliffs Rd is owned and occupied by two individuals.
Source: McKinley County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1454, GALLUP, NM 87305-1454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 21 White Cliffs Rd was $1,700 with a veteran's exemption, down 15.4% from the year before.
Source: McKinley County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | McKinley County |
| Unified School District | Gallup-McKinley County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,617 (+3%) Land $2,824 Building $76,793 | $238,851 (+3%) Land $8,471 Building $230,380 | |
| 2025 | $1,700.00 (-15.42%) Veteran's exemption Additional exemption filed | $77,298 (+3%) Land $2,813 Building $74,485 | $231,895 (+3%) Land $8,440 Building $223,455 |
| 2024 | $2,010.00 (+2.66%) Veteran's exemption Additional exemption filed | $75,047 (+3%) Land $2,813 Building $72,234 | $225,141 (+3%) Land $8,440 Building $216,701 |
| 2023 | $1,958.00 (+5.78%) Veteran's exemption Additional exemption filed | $72,861 (+3%) Land $2,813 Building $70,048 | $218,584 (+3%) Land $8,440 Building $210,144 |
| 2022 | $1,851.00 Veteran's exemption Additional exemption filed | $70,739 Land $2,813 Building $67,926 | $212,218 Land $8,440 Building $203,778 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 White Cliffs Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (2013–2019) |
| Most Recent Claim | Dec 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 White Cliffs Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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