Worcester County property record for 28 Westminster Dr, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,140 sqft · built 1999 |
| Lot Size | 0.234 acres (10,210 sqft) |
| Owner | Individual Name on File |
| Last Sale | $23,400 (Jun 1999) |
| Tax Bill | $4,599 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-134393 |
| Primary APN | 03-134393 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,140 sqft Total Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,210 sqft (0.234 acres) |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 134393 |
|---|---|
| Street Address | 28 WESTMINSTER DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-2970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 28 10210.1 SQ FT WESTMINSTER DRIVE PL BUCKINGHAM ESTATES PH 2 |
| Legal Subdivision | BUCKINGHAM ESTATES |
| Legal Phase | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 951000 |
28 Westminster Dr is owned and occupied by an individual who bought it in June 1999.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 WESTMINSTER DR, BERLIN, MD 21811-2970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 1999 · Amount on File |
| Deed Sale | Jun 30, 1999 · Amount on File |
| Deed Document Number | 1999318134 |
| Deed Book / Page | 2719 / 284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 28 WESTMINSTER DR, BERLIN, MD 21811-2970 |
| Document Number | 0071310015 |
| Book / Page | 007131 / 000015 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 11435 SAINT MARTINS NECK RD BISHOPVILLE MD 218131603, BISHOPVILLE, MD 21813-1603 |
| Document Number | 0071310015 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 007131/000015 |
| Name | FARMERS BK/WILLARDS |
|---|---|
| Type | Bank |
| Address | WILLARDS, MD 21874 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 28 Westminster Dr was $4,599 with a homeowner's exemption, up 3% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Berlin Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,599.00 (+3.05%) Homeowner's exemption | $309,067 | $341,200 Land $104,200 Building $237,000 |
| 2025 | $4,463.00 Homeowner's exemption | ||
| 2023 | $4,201.00 | $235,467 | $244,800 Land $104,200 Building $140,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Westminster Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 individual policies |
| Nearby Flood Policies | 27 units insured incl. 3 condo units |
| Nearby Flood Claims | 13 (1992–2020) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Westminster Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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