Somerset County and Somerville Borough property record for 28 W Spring St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,628 sqft · built 1958 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $7,200 (May 2013) |
| Tax Bill | $9,121 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00105-0000-00021-01 |
| Primary APN | 18-00105-0000-00021-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,628 sqft Living Area |
| 1st Floor Area | 1,628 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 160 ft deep x 50 ft wide |
| Old Parcel Number | 1800105000000021A |
|---|---|
| Street Address | 28 SPRING ST |
| City | SOMERSET |
| State | NJ |
| Zip | 08873-3331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 105 |
| Legal Lot Number | 21.1 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 50200 |
28 W Spring St is owned by an individual who bought it in May 2013.
Source: Somerset County and Somerville Borough records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 W SPRING ST, SOMERVILLE, NJ 08876-1628 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 21, 2019 | Deed of Trust, Mortgage · Conventional with PMI FELLOWSHIP HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2013 · Amount on File |
| Deed Sale | May 2, 2013 · Amount on File |
| Prior Sale | Oct 19, 2012 · Amount on File |
| Deed Document Number | 201324395 |
| Deed Book / Page | 6628 / 803 |
| Prior Transfer Date | Apr 18, 2013 |
| Prior Transfer Doc | 0000024395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 28 W SPRING ST, SOMERVILLE, NJ 08876-1628 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000033694 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 7652/3037 |
| Instrument | 2025033694 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 28 W SPRING ST, SOMERVILLE, NJ 08876-1628 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000009571 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 7429/509 |
| Instrument | 2022009571 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 28 W SPRING ST, SOMERVILLE, NJ 08876-1628 |
| Document Number | 0000018193 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2019 |
| Title Company | CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 28 W SPRING ST SOMERVILLE NJ 088761628, SOMERVILLE, NJ 08876-1628 |
| Document Number | 0000018193 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 007120/001897 |
| Instrument | 18193 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2049 |
The 2025 property tax bill for 28 W Spring St was $9,121, up 3.2% from the year before.
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,600 (-) Land $117,200 Building $106,400 | $223,600 (-) Land $117,200 Building $106,400 | |
| 2025 | $9,121.00 (+3.2%) | $223,600 Land $117,200 Building $106,400 | $223,600 Land $117,200 Building $106,400 |
| 2024 | $8,838.00 | ||
| 2023 | $223,600 Land $117,200 Building $106,400 | $223,600 Land $117,200 Building $106,400 | |
| 2022 | $8,409.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 W Spring St in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 34 (1999–2021) |
| Claims Outside the SFHA | 15 of 34 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 W Spring St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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