Somerset County and Somerville Borough property record for 23 W Spring St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 2,274 sqft · built 1923 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $801,000 (Dec 2025) |
| Tax Bill | $15,476 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00106-0000-00017 |
| Primary APN | 18-00106-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,274 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 160 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 23 SPRING ST |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-3330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ROSS BLDG LTS |
| Legal Block | 106 |
| Legal Lot Number | 17 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 50200 |
23 W Spring St is owned by two individuals who bought it in December 2025.
Source: Somerset County and Somerville Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 W SPRING ST, SOMERVILLE, NJ 08876-1627 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Dec 30, 2020 | Grant Deed, Transfer · Conventional Mortgage BETTER MTG CORP ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on File |
| Deed Sale | Dec 17, 2025 · Amount on File |
| Prior Sale | Dec 30, 2020 · Amount on File |
| Deed Document Number | 202535838 |
| Deed Book / Page | 7656 / 1281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Dec 17, 2025 |
| Property Address | 23 W SPRING ST, SOMERVILLE, NJ 08876-1627 |
| Document Number | 0000035838 |
| Book / Page | 7656 / 1281 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2025035838 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | CLEAR SKIES TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,315.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 FAIRBANKS LN, BASKING RIDGE, NJ 07920-1539 |
| Name | Verified Name |
|---|---|
| Address | 23 W SPRING ST, SOMERVILLE, NJ 08876-1627 |
| Investor | Possibly a Property Investor |
| Document Number | 0000035839 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025035839 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Dec 30, 2020 |
| Property Address | 23 W SPRING ST, SOMERVILLE, NJ 08876-1627 |
| Document Number | 0000068388 |
| Book / Page | 007291 / 001224 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 68388 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 W SPRING ST SOMERVILLE NJ 088761627, SOMERVILLE, NJ 08876-1627 |
| Document Number | 68389 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 007291/001229 |
| Instrument | 68389 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 29, 2035 |
The 2025 property tax bill for 23 W Spring St was $15,476, up 3.2% from the year before.
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,400 (-) Land $104,800 Building $274,600 | $379,400 (-) Land $104,800 Building $274,600 | |
| 2025 | $15,476.00 (+3.19%) | $379,400 Land $104,800 Building $274,600 | $379,400 Land $104,800 Building $274,600 |
| 2024 | $14,997.00 | ||
| 2023 | $379,400 Land $104,800 Building $274,600 | $379,400 Land $104,800 Building $274,600 | |
| 2022 | $14,269.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 23 W Spring St in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 34 (1999–2021) |
| Claims Outside the SFHA | 15 of 34 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 W Spring St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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