28 Valley Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 28 Valley Dr, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,763 sqft · built 2000
Lot Size1.12 acres (49,166 sqft)
Owner2 Individual Names on File
Last Sale$975,000 (Apr 2023)
Tax Bill$8,029 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:131 B:53

Property Details

APN / Parcel Number

Primary APNWEST M:131 B:53
Alternative APNs
  • M:131 B:53 L
  • 5004795

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,763 sqft Living Area
Gross Area6,573 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area49,166 sqft (1.12 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number5004795
Street Address28 VALLEY DR
CityWESTERLY
StateRI
Zip02891-3910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block53
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3052
Census Tract50902

Owner

Source: Westerly Town records · APN WEST M:131 B:53

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 VALLEY DR, WESTERLY, RI 02891-3910
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
SEMPER HOME LOANS INC
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 19, 2023 · Amount on Record
Deed SaleApr 19, 2023 · Amount on Record
Prior SaleDec 13, 2013 · Amount on Record
Deed Book / Page2023 / 4688
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateApr 19, 2023
Property Address28 VALLEY DR, WESTERLY, RI 02891-3910
Document Number02023-4688
Book / Page2023 / 4688
Instrument DateApr 19, 2023
Instrument2023-1197
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address28 VALLEY DR, WESTERLY, RI 02891-3910

Mortgage

Document Number0020231198
DateApr 19, 2023
Instrument2023-1198
Lender
NameSEMPER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address28 VALLEY DR, WESTERLY, RI 02891-3910
Document Number2020-4449
Instrument DateSep 14, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28 VALLEY DR DR WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number2020-4449
DateNov 09, 2020
Book Page002020/024449
Instrument5597
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueNov 08, 2032

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,029.00 (-4.69%)$1,129,300 (+28.96%) Land $316,500 Building $812,800
2023$8,424.00 (+9.35%)$875,700 (+8.66%) Land $224,600 Building $651,100
2022$7,704.00$805,900 Land $214,100 Building $591,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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