26 Valley Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 26 Valley Dr, Westerly, RI 02891

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2.5 ba · 1,456 sqft · built 1978
Lot Size1.02 acres (44,810 sqft)
OwnerIndividual Name on Record
Last Sale$490,000 (Nov 2021)
Tax Bill$4,993 (2025)
Deeds & MortgagesJan 2024 Refinance
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:121 B:146

Property Details

APN / Parcel Number

Primary APNWEST M:121 B:146
Alternative APNs
  • M:121 B:146 L
  • 16132200

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
Gross Area3,892 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area44,810 sqft (1.02 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number16132200
Street Address26 VALLEY DR
CityWESTERLY
StateRI
Zip02891-3910
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block146
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3052
Census Tract50902

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1032 LAKEVIEW DR, HERMITAGE, TN 37076-3805
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY
Nov 8, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2021 · Amount on Record
Deed SaleNov 8, 2021 · Amount on Record
Deed Document Number20216222
Deed Book / Page2021 / 27870
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address26 VALLEY DR, WESTERLY, RI 02891-3910
Transaction TypeMortgage
Record UpdatedJan 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002024-153
DateJan 4, 2024
Book Page2024/153
Instrument2024-32
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term169 Months
DueFeb 1, 2038

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateNov 8, 2021
Property Address26 VALLEY DR, WESTERLY, RI 02891-3910
Document Number2021-27870
Book / Page2021 / 27870
Instrument DateNov 8, 2021
Instrument2021-6222
Transaction TypeTransfer
Record UpdatedOct 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1032 LAKEVIEW DR, HERMITAGE, TN 37076-3805

Mortgage

Document Number0020216223
DateNov 8, 2021
Instrument2021-6223
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,993.00 (-5.36%)$702,300 (+28.06%) Land $344,100 Building $358,200
2023$5,276.00 (+14.82%)$548,400 (+14.08%) Land $247,700 Building $300,700
2022$4,595.00$480,700 Land $247,700 Building $233,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2009–2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

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