Lee County property record for 28 Urchin Ct, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,872 sqft · built 1979 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $745,000 (Apr 2012) |
| Tax Bill | $16,232 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 35-45-21-00-00005.0280 |
| Primary APN | 35-45-21-00-00005.0280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,712 sqft |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.143 acres) |
| Garage Type | Carport |
| Garage Area | 40 sqft |
| Carport | Carport |
| Carport Area | 40 sqft |
| Porch | Florida Room |
| Porch Area | 264 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10004684 |
|---|---|
| Street Address | 28 URCHIN CT |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | SUNSET CAPTIVA UNREC LOT 28 DESC OR 1270 PG 761 |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 35 |
| Legal Subdivision | SUNSET CAPTIVA |
| Legal Tract | 00 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 80100 |
28 Urchin Ct is owned by two individuals who bought it in April 2012.
Source: Lee County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | WHITE HOUSE LEAZES LN, HEXHAM, GB NE46 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2012 · Amount on File |
| Deed Sale | Apr 18, 2012 · Amount on File |
| Prior Sale | Feb 13, 2004 · Amount on File |
| Deed Document Number | 201285873 |
| Prior Transfer Date | Jul 23, 1993 |
| Prior Transfer Doc | 2414002974 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 28 Urchin Ct was $16,232.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,012,649 (-13.19%) Land $848,435 Building $164,214 | $1,012,649 (-13.84%) Land $848,435 Building $164,214 | |
| 2025 | $16,232.00 | $1,166,503 | $1,175,359 Land $1,013,305 Building $162,054 |
| 2023 | $10,768.00 (-17.55%) | $745,452 (-25.19%) Land $745,442 Building $10 | $745,452 (-25.19%) Land $745,442 Building $10 |
| 2022 | $13,060.00 | $996,491 Land $787,200 Building $209,291 | $996,491 Land $787,200 Building $209,291 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Urchin Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 28 Urchin Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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