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27 Urchin Ct, Captiva, FL 33924 Property Records

Lee County property record for 27 Urchin Ct, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,664 sqft · built 1980
Lot Size0.096 acres (4,182 sqft)
Owner2 Individual Names on Record
Last Sale$850,000 (Sep 2025)
Tax Bill$12,749 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN35-45-21-00-00005.0270

Property Details

APN / Parcel Number

Primary APN35-45-21-00-00005.0270
Alternative APNs
  • 21354500000050270
  • 10004683

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,664 sqft Living Area
Gross Area1,959 sqft
1st Floor Area720 sqft
Upper Floors Area720 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1982
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,182 sqft (0.096 acres)
PorchFlorida Room
Porch Area249 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10004683
Street Address27 URCHIN CT
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionSUNSET CAPTIVA UNREC LOT 27 DESC OR 1349 PG 1671
Legal Range21E
Legal Township45S
Legal Section35
Legal SubdivisionSUNSET CAPTIVA
Legal Tract00
Legal Block1
Legal Lot Number27
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1054
Census Tract80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address27 URCHIN CT, CAPTIVA, FL 33924
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2025 · Amount on Record
Deed SaleSep 22, 2025 · Amount on Record
Deed Document Number2025253931
Prior Transfer DateJan 26, 2007
Prior Transfer Doc0000046773
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 22, 2025
Property Address27 URCHIN CT, CAPTIVA, FL 33924
Document Number0000253931
Instrument DateSep 16, 2025
Instrument2025000253931
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanyATTORNEY'S TITLE, ATTORNEY SECURED TTL AGCY LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 GREAT HILL RD, RIDGEFIELD, CT 06877-2604

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 URCHIN CT, CAPTIVA, FL 33924

Mortgage

Document Number0000253932
DateSep 22, 2025
Instrument2025000253932
Lender
NameFARMERS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2040

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$808,284 (-10.24%) Land $692,392 Building $115,892$808,284 (-10.24%) Land $692,392 Building $115,892
2025$12,749.00 (-13.65%)$900,473 (-23.49%) Land $788,126 Building $112,347$900,473 (-23.49%) Land $788,126 Building $112,347
2024$14,765.00 (+6.35%)$1,176,875 (+10.11%) Land $1,021,628 Building $155,247$1,176,875 (+10.11%) Land $1,021,628 Building $155,247
2023$13,884.00 (+18.77%)$1,068,814 (+20.19%) Land $602,393 Building $466,421$1,068,814 (+20.19%) Land $602,393 Building $466,421
2022$11,690.00$889,244 Land $787,200 Building $102,044$889,244 Land $787,200 Building $102,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		3,000 / 3,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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