28 Upper Whitefish Dr, Big Sky, MT 59716 Property Records

Gallatin County property record for 28 Upper Whitefish Dr, Big Sky, MT 59716

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,138 sqft · built 2020
Lot Size	0.262 acres (11,413 sqft)
Owner	Individual Name on Record
Last Sale	$150,900 (Jan 2018)
Tax Bill	$10,259 (2026)
Deeds & Mortgages	May 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RLE68631`

Property Details

APN / Parcel Number

Primary APN	`00RLE68631`
Alternative APNs	`06-0338-02-1-02-21-0000` `R825336`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,138 sqft Living Area
1st Floor Area	2,280 sqft
2nd Floor Area	858 sqft
Basement Area	2,132 sqft
Finished Basement	2,132 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,413 sqft (0.262 acres)
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00RLE68631
Street Address	28 UPPER WHITEFISH DR
City	BIG SKY
State	MT
Zip	59716-7992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK SUB PH 5, S02, T07 S, R03 E, LOT 17, ACRES 0.262, PLAT J-579
Legal Range	03E
Legal Township	07S
Legal Section	02
Legal Subdivision	SOUTH FORK SUB PH 5
Legal Lot Number	17
Jurisdiction	GALLATIN MT
Township / Civil Division	BIG SKY
Census Block Group	2
Census Block	2020
Census Tract	1600

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 DATE ST, PAGE, AZ 86040-0526
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK
Jan 29, 2018	Warranty Deed, Transfer · ARM BIG SKY WESTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2018 · Amount on Record
Deed Sale	Jan 29, 2018 · Amount on Record
Deed Document Number	20182604797
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	28 UPPER WHITEFISH DR, BIG SKY, MT 59716
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002776194
Date	May 19, 2022
Instrument	2776194

Lender

Name	STOCKMAN BANK
Type	Bank
Address	BELGRADE, MT 59714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 10, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	28 UPPER WHITEFISH DR, BIG SKY, MT 59716
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2718780
Date	Jan 29, 2021
Instrument	2718780

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jan 29, 2018
Property Address	28 UPPER WHITEFISH DR, BIG SKY, MT 59716
Document Number	2604797
Map Reference	PL J-579
Instrument Date	Jan 26, 2018
Instrument	2604797
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	SECURITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	324 DATE ST, PAGE, AZ 86040-0526

Mortgage

Document Number	2604798
Date	Jan 29, 2018
Instrument	2604798

Lender

Name	BIG SKY WESTERN BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Feb 10, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	9.49%
Index	5-Year CMT
Max Rate	14.4%

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Unified School District	Big Sky School K-12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,259.00 (-19.51%)	$2,513,600 (-4.21%)	$2,513,600 (-4.21%) Land $422,211 Building $2,091,389
2023	$12,745.00	$2,624,100	$2,624,100 Land $340,590 Building $2,283,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 61% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG SKY COUNTY WATER AND SEWER DIST 363 serves 4,132 people · EPA ID MT0002385
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
3 Rivers Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

28 Upper Whitefish Dr, Big Sky, MT 59716 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

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