Avery County property record for 28 Unit A, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 8 ba · 6,188 sqft · built 1983 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Company Name on Record |
| Last Sale | $425,500 (Apr 2026) |
| Tax Bill | $2,603 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1867-00-06-2457-00028 |
| Primary APN | 1867-00-06-2457-00028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 8 Baths |
| Stories | 1 Story |
| Building Area | 6,188 sqft Living Area |
| 1st Floor Area | 3,848 sqft |
| Basement Area | 208 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Deck Area | 208 sqft |
| Patio Area | 832 sqft |
| Total Buildings | 4 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 9877 |
|---|---|
| Street Address | 28 UNIT A |
| City | BANNER ELK |
| State | NC |
| Zip | 28604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | PEPPERTREE BUILDING 28 PLAT 6-25 |
| Legal Subdivision | PEPPERTREE BUILDING 28 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 930100 |
Source: Avery County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6400 CONGRESS AVE, 2100, BOCA RATON, FL 33487-2822 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage BLUEGREEN CORPORATION |
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BLUEGREEN CORPORATION |
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BLUEGREEN CORPORATION |
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BLUEGREEN CORPORATION |
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BLUEGREEN CORPORATION |
| Nov 23, 2020 | Deed of Trust, Mortgage BLUEGREEN VACATIONS CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | Oct 22, 2024 · Amount on Record |
| Deed Document Number | 20261612 |
| Deed Book / Page | 619 / 1345 |
| Prior Transfer Date | Jan 12, 2026 |
| Prior Transfer Doc | 0000001612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Apr 28, 2026 |
| Property Address | 28 UNIT A, BANNER ELK, NC 28604 |
| Document Number | 0000001612 |
| Book / Page | 619 / 1345 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 2026.1612 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | VACATION OWNERSHIP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85,951.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Document Number | 0000001626, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 619/1413 |
| Instrument | 2026.1626 |
| Name | BLUEGREEN CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000001616, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 619/1363 |
| Instrument | 2026.1616 |
| Name | BLUEGREEN CORPORATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 9 Months |
| Due | Dec 23, 2035 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Apr 28, 2026 |
| Property Address | 28 UNIT A, BANNER ELK, NC 28604 |
| Document Number | 0000001626 |
| Book / Page | 619 / 1413 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 20261626 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VACATION OWNERSHIP TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001626, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 619/1413 |
| Instrument | 20261626 |
| Name | BLUEGREEN CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.19% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Apr 28, 2026 |
| Property Address | 28 UNIT A, BANNER ELK, NC 28604 |
| Document Number | 0000001625 |
| Book / Page | 619 / 1408 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 20261625 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VACATION OWNERSHIP TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001625, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 619/1408 |
| Instrument | 20261625 |
| Name | BLUEGREEN CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 116 Months |
| Due | Dec 29, 2035 |
| Rate | 6.19% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Apr 28, 2026 |
| Property Address | 28 UNIT A, BANNER ELK, NC 28604 |
| Document Number | 0000001616 |
| Book / Page | 619 / 1363 |
| Instrument Date | Dec 24, 2025 |
| Instrument | 20261616 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VACATION OWNERSHIP TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001616, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 619/1363 |
| Instrument | 20261616 |
| Name | BLUEGREEN CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 116 Months |
| Due | Dec 23, 2035 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Apr 28, 2026 |
| Property Address | 28 UNIT A, BANNER ELK, NC 28604 |
| Document Number | 0000001618 |
| Book / Page | 619 / 1373 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 20261618 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VACATION OWNERSHIP TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001618, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 619/1373 |
| Instrument | 20261618 |
| Name | BLUEGREEN CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 116 Months |
| Due | Dec 22, 2035 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | BLD 28 UNIT A, BANNER ELK, NC 28604 |
| Document Number | 0005550451 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 724 W 116TH AVE NORTHGLENN CO 802343079, NORTHGLENN, CO 80234-3079 |
| Document Number | 0005550451 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 000555/000451 |
| Instrument | 269 |
| Name | BLUEGREEN VACATIONS CORP |
|---|---|
| Address | BOCA RATON, FL 33431 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 14, 2031 |
Source: Avery County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,603.00 (+5.9%) | $650,900 (+5.92%) Land $20,000 Building $630,900 | $650,900 (+5.92%) Land $20,000 Building $630,900 |
| 2023 | $2,458.00 | $614,500 Land $20,000 Building $594,500 | $614,500 Land $20,000 Building $594,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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