5 Unit A, Banner Elk, NC 28604 Property Records

Avery County property record for 5 Unit A, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	12 bd · 12 ba · 10,036 sqft · built 1983
Lot Size	8 acres (348,480 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (Feb 2026)
Tax Bill	$4,259 (2025)
Deeds & Mortgages	Apr 2026 Sale May 2026 Mortgage + 15 more
Flood Zone	Zone X (minimal risk)
APN	`1867-00-06-2457-00005`

Property Details

APN / Parcel Number

Primary APN	`1867-00-06-2457-00005`
Alternative APN	`9877`

Interior

Bedrooms	12 Beds
Full Baths	12 Baths
Stories	1 Story
Building Area	10,036 sqft Living Area
1st Floor Area	7,696 sqft
Basement Area	208 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2008
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	348,480 sqft (8 acres)
Deck Area	208 sqft
Patio Area	832 sqft
Total Buildings	8 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9877
Street Address	5 UNIT A
City	BANNER ELK
State	NC
Zip	28604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NULL
Legal Description	PEPPERTREE BUILDING 5 PLAT 4-18
Legal Subdivision	PEPPERTREE BUILDING 5
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1073
Census Tract	930100

Owner

Source: Avery County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4950 COMMUNICATION AVE, 950, BOCA RATON, FL 33431-3314
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage BLUEGREEN CORPORATION
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage BLUEGREEN CORPORATION
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage BLUEGREEN CORPORATION
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage BLUEGREEN CORPORATION
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage BLUEGREEN CORPORATION
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage BLUEGREEN CORPORATION
Mar 12, 2024	Warranty Deed, Transfer
Jul 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage BLUEGREEN VACATIONS CORPORATION
Feb 8, 2022	Deed of Trust, Mortgage BLUEGREEN VACATIONS CORPORATION
Feb 8, 2022	Deed of Trust, Mortgage BLUEGREEN VACATIONS CORPORATION
Jun 15, 2023	Warranty Deed, Transfer PCS TITLE
Nov 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUEGREEN VACATIONS CORP
Dec 14, 2020	Quit Claim Deed, Timeshare Transfer ATTORNEY ONLY
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUEGREEN VACATIONS CORP
Feb 10, 2020	Warranty Deed, Transfer PCS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Mar 12, 2024 · Amount on Record
Deed Document Number	2026627
Deed Book / Page	617 / 1376
Prior Transfer Date	Nov 22, 2025
Prior Transfer Doc	0000000627
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Apr 23, 2026
Property Address	5 UNIT A, BANNER ELK, NC 28604
Document Number	0000001566
Book / Page	619 / 1187
Instrument Date	Apr 23, 2026
Instrument	20261566
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Recording Date	May 29, 2026
Property Address	5 UNIT A, BANNER ELK, NC 28604
Document Number	0000002077
Book / Page	620 / 1098
Instrument Date	Feb 20, 2026
Instrument	20262077
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VACATION OWNERSHIP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002077,
Date	May 29, 2026
Book Page	620/1098
Instrument	20262077

Lender

Name	BLUEGREEN CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Feb 22, 2036

Interest

Rate Type	Fixed Rate
Rate	6.09%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Recording Date	Apr 28, 2026
Property Address	5 UNIT A, BANNER ELK, NC 28604
Document Number	0000001620
Book / Page	619 / 1383
Instrument Date	Jan 20, 2026
Instrument	20261620
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VACATION OWNERSHIP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001620,
Date	Apr 28, 2026
Book Page	619/1383
Instrument	20261620

Lender

Name	BLUEGREEN CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Jan 19, 2036

Interest

Rate Type	Fixed Rate
Rate	6.18%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Recording Date	Apr 28, 2026
Property Address	5 UNIT A, BANNER ELK, NC 28604
Document Number	0000001614
Book / Page	619 / 1353
Instrument Date	Jan 13, 2026
Instrument	20261614
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VACATION OWNERSHIP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001614,
Date	Apr 28, 2026
Book Page	619/1353
Instrument	20261614

Lender

Name	BLUEGREEN CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Jan 12, 2036

Interest

Rate Type	Fixed Rate
Rate	6.21%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Recording Date	Apr 28, 2026
Property Address	5 UNIT A, BANNER ELK, NC 28604
Document Number	0000001617
Book / Page	619 / 1368
Instrument Date	Jan 12, 2026
Instrument	20261617
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VACATION OWNERSHIP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001617,
Date	Apr 28, 2026
Book Page	619/1368
Instrument	20261617

Lender

Name	BLUEGREEN CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Jan 11, 2036

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Recording Date	Apr 28, 2026
Property Address	5 UNIT A, BANNER ELK, NC 28604
Document Number	0000001615
Book / Page	619 / 1358
Instrument Date	Jan 12, 2026
Instrument	20261615
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VACATION OWNERSHIP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001615,
Date	Apr 28, 2026
Book Page	619/1358
Instrument	20261615

Lender

Name	BLUEGREEN CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Jan 11, 2036

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Recording Date	Apr 28, 2026
Property Address	5 UNIT A, BANNER ELK, NC 28604
Document Number	0000001621
Book / Page	619 / 1388
Instrument Date	Dec 29, 2025
Instrument	20261621
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VACATION OWNERSHIP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001621,
Date	Apr 28, 2026
Book Page	619/1388
Instrument	20261621

Lender

Name	BLUEGREEN CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Mar 12, 2024
Property Address	BLD 5 #A, BANNER ELK, NC 28604
Document Number	0000001021
Book / Page	597 / 1422
Instrument Date	Mar 6, 2024
Instrument	2024001021
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Amount	Amount Recorded
Tax	$34.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4960 CONFERENCE WAY N # N100, N100, BOCA RATON, FL 33431-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 CONGRESS AVE STE 2100, 2100, BOCA RATON, FL 33487-2822

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	BLD 5 #A, BANNER ELK, NC 28604
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 MATTEK CT, DEKALB, IL 60115-4660

Mortgage

Document Number	0000004045
Date	Jul 12, 2021
Book Page	562/2161
Instrument	2021004045

Lender

Name	BLUEGREEN VACATIONS CORPORATION
Type	Non-Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	BLD 5 #A, BANNER ELK, NC 28604
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 COMMUNICATION AVE 900, 900, BOCA RATON, FL 33431-3315

Mortgage

Document Number	0000000851
Date	Feb 8, 2022
Book Page	573/302
Instrument	2022000851

Lender

Name	BLUEGREEN VACATIONS CORPORATION
Type	Non-Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Amount	Amount Recorded
Term	117 Months
Due	Nov 13, 2031

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	BLD 5 #A, BANNER ELK, NC 28604
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5321 GRANT ST, MERRILLVILLE, IN 46410-1345

Mortgage

Document Number	0000000853
Date	Feb 8, 2022
Book Page	573/312
Instrument	2022000853

Lender

Name	BLUEGREEN VACATIONS CORPORATION
Type	Non-Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Amount	Amount Recorded
Term	117 Months
Due	Nov 14, 2031

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jun 15, 2023
Property Address	BLD 5 #A, BANNER ELK, NC 28604
Document Number	0000002500
Book / Page	589 / 1446
Map Reference	MB 143 PG 187
Instrument Date	May 15, 2023
Instrument	2023002500
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	PCS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 896, KANNAPOLIS, NC 28082-0896

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4960 CONFERENCE WAY N STE 100, 100, BOCA RATON, FL 33431-3311

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Nov 17, 2020
Property Address	BLD 5 UNIT A, BANNER ELK, NC 28604
Document Number	0005521178
Book / Page	000552 / 001178
Instrument Date	Nov 17, 2020
Instrument	6624
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	BLD 5 UNIT A, BANNER ELK, NC 28604
Document Number	0005550426
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16723 LAKE AVE PAYNESVILLE MN 563629316, PAYNESVILLE, MN 56362-9316

Mortgage

Document Number	0005550426
Date	Jan 15, 2021
Book Page	000555/000426
Instrument	264

Lender

Name	BLUEGREEN VACATIONS CORP
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 14, 2031

December 2020: Quit Claim Deed, Timeshare Transfer

Document Type	Quit Claim Deed
Jurisdiction	AVERY NC
Recording Date	Dec 14, 2020
Property Address	BLD 5 UNIT A, BANNER ELK, NC 28604
Document Number	0005531864
Book / Page	000553 / 001864
Instrument Date	Sep 20, 2020
Instrument	7259
Transaction Type	Timeshare Transfer
Record Updated	Feb 1, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4950 COMMUNICATION AVE BOCA RATON FL 334313307, BOCA RATON, FL 33431-3307

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	BLD 5 UNIT A, BANNER ELK, NC 28604
Document Number	0005531932
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11063 NW 89TH TER #1606 DORAL FL 331781651, 1606, DORAL, FL 33178-1651

Mortgage

Document Number	0005531932
Date	Dec 14, 2020
Book Page	000553/001932
Instrument	7273

Lender

Name	BLUEGREEN VACATIONS CORP
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 13, 2030

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Feb 10, 2020
Property Address	BLD 5 UNIT A, BANNER ELK, NC 28604
Document Number	0005401181
Book / Page	000540 / 001181
Instrument Date	Feb 4, 2020
Instrument	743
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	PCS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4960 CONFERENCE WAY N #100 BOCA RATON FL 334313311, 100, BOCA RATON, FL 33431-3311

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,259.00	$1,064,800 (+5.89%) Land $40,000 Building $1,024,800	$1,064,800 (+5.89%) Land $40,000 Building $1,024,800
2023		$1,005,600 (-) Land $40,000 Building $965,600	$1,005,600 (-) Land $40,000 Building $965,600
2022		$1,005,600 Land $40,000 Building $965,600	$1,005,600 Land $40,000 Building $965,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Nearby Flood Policies	47 units insured incl. 4 condo units
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20