Suffolk County and Smithtown Town property record for 28 Tower Pl, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,833 sqft · built 1970 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,215,000 (Feb 2023) |
| Tax Bill | $21,417 (2024) |
| Deeds & Mortgages | Feb 2023 Sale Nov 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 135.-2-2 |
| Primary APN | 473489 135.-2-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,833 sqft Living Area |
| Gross Area | 2,608 sqft |
| 1st Floor Area | 1,833 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 20,038 sqft (0.46 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 28 TOWER PL |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-5318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-241801 TC-70 *4630 PT LOT 17 COUNTRY HAVEN |
| Legal Subdivision | COUNTRY HAVEN |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 135306 |
Source: Suffolk County and Smithtown Town records · APN 473489 135.-2-2
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 TOWER PL, SMITHTOWN, NY 11787-5318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2023 | Deed, Transfer |
| Nov 08, 2017 | Loan Modification, Mortgage · Line of Credit SANTANDER BK NA |
| Jan 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2023 · Amount on Record |
| Deed Sale | Feb 03, 2023 · Amount on Record |
| Prior Sale | Jan 13, 2001 · Amount on Record |
| Deed Book / Page | 13187 / 852 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 03, 2023 |
| Property Address | 28 TOWER PL, SMITHTOWN, NY 11787-5318 |
| Document Number | 0131870852 |
| Book / Page | 13187 / 852 |
| Instrument Date | Oct 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 250 SUYLEM LN, BAYPORT, NY 11705 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 28 TOWER PL, SMITHTOWN, NY 11787-5318 |
| Document Number | 0228890838 |
| Instrument Date | Nov 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 28 TOWER PL SMITHTOWN NY 117875318, SMITHTOWN, NY 11787-5318 |
| Document Number | 0228890838 |
|---|---|
| Date | Jan 03, 2018 |
| Book Page | 022889/000838 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | 450 PENN ST, READING, PA 19602-1011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 02, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 28 TOWER PL, SMITHTOWN, NY 11787-5318 |
| Document Number | 0227840490 |
| Book / Page | 022784 / 000490 |
| Instrument Date | Jan 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 28 TOWER PL SMITHTOWN NY 117875318, SMITHTOWN, NY 11787-5318 |
| Document Number | 0227840490 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 022784/000490 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,050 (-) Land $400 Building $7,650 | $1,006,250 (+10,774.85%) Land $50,000 Building $956,250 | |
| 2024 | $21,417.00 | ||
| 2023 | $8,050 (-) Land $400 Building $7,650 | $9,253 (+12.65%) Land $460 Building $8,793 | |
| 2022 | Homeowner's exemption Disabled Person's exemption | $8,050 Land $400 Building $7,650 | $8,214 Land $408 Building $7,806 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 257 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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