Suffolk County and Smithtown Town property record for 10 Tower Pl, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $640,000 (Sep 2006) |
| Tax Bill | $15,095 (2024) |
| Deeds & Mortgages | Sep 2025 Sale Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 135.-3-3 |
| Primary APN | 473489 135.-3-3 |
|---|---|
| Alternative APNs |
|
| Lot Area | 21,344 sqft (0.49 acres) |
|---|
| Street Address | 10 TOWER PL |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-5317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-241551 TC-70 *4630 LOT 7 CONTRY HAVEN |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 135306 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 255 BERDIE AVE, HOLBROOK, NY 11741-3304 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Sep 4, 2025 | Deed, Transfer |
| Apr 25, 2023 | Deed of Trust, Mortgage · Line of Credit JOVIA FINANCIAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2006 · Amount on Record |
| Deed Sale | Sep 8, 2006 · Amount on Record |
| Deed Book / Page | 12468 / 357 |
| Last Transfer Date | May 7, 2025 |
| Transfer Doc | 1330000952 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 4, 2025 |
| Property Address | 10 TOWER PL, SMITHTOWN, NY 11787-5317 |
| Document Number | 0133070952 |
| Book / Page | 13307 / 952 |
| Instrument Date | May 7, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 255 BERDIE AVE, HOLBROOK, NY 11741-3304 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 TOWER PL, SMITHTOWN, NY 11787-5317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235010868 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 23501/868 |
| Name | JOVIA FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,210 (-) Land $480 Building $5,730 | $776,250 (+7.5%) Land $60,000 Building $716,250 | |
| 2024 | $15,095.00 Homeowner's exemption | $6,210 (-) Land $480 Building $5,730 | $722,093 (+10,016.18%) Land $55,814 Building $666,279 |
| 2023 | $6,210 Land $480 Building $5,730 | $7,138 Land $552 Building $6,586 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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