Harnett County property record for 28 Torrington Rdg, Cameron, NC 28326
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,695 sqft · built 2014 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,000 (Sep 2020) |
| Tax Bill | $3,202 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500038252 |
| Primary APN | 1500038252 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,695 sqft Heated Area |
| 1st Floor Area | 1,944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500038252 |
|---|---|
| Street Address | 28 TORRINGTON RDG |
| City | CAMERON |
| State | NC |
| Zip | 28326-7991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#433 MANORS@LEXINGTON PLTN P3 0.24A M#2013-180 |
| Legal Subdivision | LEXINGTON PLANTATION |
| Legal Lot Number | 433 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71303 |
28 Torrington Rdg is owned and occupied by two individuals who bought it in September 2020.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 TORRINGTON RDG, CAMERON, NC 28326-7991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC |
| Sep 15, 2020 | Warranty Deed, Transfer · VA Mortgage LEND SMART MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on File |
| Deed Sale | Sep 15, 2020 · Amount on File |
| Prior Sale | Aug 27, 2014 · Amount on File |
| Deed Document Number | 202016432 |
| Deed Book / Page | 3867 / 844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 28 TORRINGTON RDG, CAMERON, NC 28326-7991 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | MADISON SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Address | 28 TORRINGTON RDG, CAMERON, NC 28326-7991 |
| Document Number | 0000011361 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 4199/2304 |
| Instrument | 2023011361 |
| Name | MORTGAGEPROS LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Sep 15, 2020 |
| Property Address | 28 TORRINGTON RDG, CAMERON, NC 28326-7991 |
| Document Number | 0000016432 |
| Book / Page | 3867 / 844 |
| Map Reference | MB 2013 PG 180 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 2020016432 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $554.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 519 SHAW ST, 519, MECHANICSBURG, PA 17050-4151 |
| Name | Verified Name |
|---|---|
| Address | 28 TORRINGTON RDG, CAMERON, NC 28326-7991 |
| Document Number | 0000016433 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2020016433 |
| Name | LEND SMART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 28 Torrington Rdg was $3,202, up 15.1% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,202.00 (+15.14%) | $415,687 (+9.62%) | $415,687 (+9.62%) Land $64,320 Building $351,367 |
| 2025 | $2,781.00 | $379,211 | $379,211 Land $37,440 Building $341,771 |
| 2023 | $2,781.00 | $379,211 | $379,211 Land $37,440 Building $341,771 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Torrington Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Torrington Rdg is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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