15 Torrington Rdg, Cameron, NC 28326 Property Records

Harnett County property record for 15 Torrington Rdg, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,085 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Feb 2019)
Tax Bill	$2,880 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1500030626`

Property Details

APN / Parcel Number

Primary APN	`1500030626`
Alternative APN	`09956515 0282 43`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,085 sqft Heated Area
1st Floor Area	1,421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	1,859 sqft
Patio Area	1,732 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500030626
Street Address	15 TORRINGTON RDG
City	CAMERON
State	NC
Zip	28326-5073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#443 MANORS@LEXINGTON PLTN PT MAP#2013-180
Legal Subdivision	LEXINGTON PLANTATION
Legal Lot Number	443
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2000
Census Tract	71303

Owner

15 Torrington Rdg is owned and occupied by two individuals who bought it in February 2019.

Source: Harnett County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 TORRINGTON RDG, CAMERON, NC 28326-5073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Feb 22, 2019	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jul 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST SOUTH BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on File
Deed Sale	Feb 22, 2019 · Amount on File
Deed Document Number	20192103
Deed Book / Page	3675 / 145
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	15 TORRINGTON RDG, CAMERON, NC 28326-5073
Document Number	0000017684
Instrument Date	Nov 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	15 TORRINGTON RDG CAMERON NC 283265073, CAMERON, NC 28326-5073

Mortgage

Document Number	0000017684
Date	Nov 27, 2019
Book Page	003760/000674
Instrument	17684

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Feb 22, 2019
Property Address	15 TORRINGTON RDG, CAMERON, NC 28326-5073
Document Number	0000002103
Book / Page	3675 / 0145
Map Reference	MB 2013 PG 180-181
Instrument Date	Feb 12, 2019
Instrument	2019002103
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$514.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 ARSENAL AVE, 901, FAYETTEVILLE, NC 28305-5398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 TORRINGTON RDG, CAMERON, NC 28326-5073

Mortgage

Document Number	0000002104
Date	Feb 22, 2019
Instrument	2019002104

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HARNETT NC
Recording Date	Jul 27, 2017
Property Address	15 TORRINGTON RDG, CAMERON, NC 28326-5073
Book / Page	003526 / 000895
Instrument Date	Jul 27, 2017
Instrument	11106
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 53630 FAYETTEVILLE NC 283053630, FAYETTEVILLE, NC 28305-3630

Mortgage

Document Number	0000011106
Date	Jul 27, 2017
Book Page	003526/000895
Instrument	11106

Lender

Name	FIRST SOUTH BK
Type	Bank
Address	WASHINGTON, NC 27889

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 15 Torrington Rdg was $2,880, up 16.7% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,880.00 (+16.69%)	$372,727 (+11.17%)	$372,727 (+11.17%) Land $62,790 Building $309,937
2025	$2,468.00	$335,289	$335,289 Land $36,550 Building $298,739
2023	$2,468.00	$335,289	$335,289 Land $36,550 Building $298,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Torrington Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Torrington Rdg is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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