28 Torrington Ln, Bluffton, SC 29910 Property Records

Beaufort County property record for 28 Torrington Ln, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 3,628 sqft · built 2018
Lot Size	0.339 acres (14,810 sqft)
Owner	Company Name on Record
Last Sale	$790,000 (Oct 2018)
Tax Bill	$5,556 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`R61403800017260000`

Property Details

APN / Parcel Number

Primary APN	`R61403800017260000`
Alternative APN	`12226443`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,628 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.339 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	12226443
Old Parcel Number	R61403800017260000
Street Address	28 TORRINGTON LN
City	BLUFFTON
State	SC
Zip	29910-7322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 716 HAMPTON HALL S/D PH 2D PB106 P111
Legal Subdivision	HAMPTON HALL SUBDIVISION
Legal Phase	2D
Legal Lot Number	716
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1005
Census Tract	2106

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	28 TORRINGTON LN, BLUFFTON, SC 29910-7322
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Mar 29, 2021	Intrafamily Transfer, Transfer
Jul 24, 2017	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Oct 23, 2018	Warranty Deed, Transfer · ARM SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	0000057523
Deed Book / Page	3709 / 2331
Last Transfer Date	Mar 29, 2021
Transfer Doc	0000022105
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	28 TORRINGTON LN, BLUFFTON, SC 29910-7322
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 TORRINGTON LN, BLUFFTON, SC 29910-7322

Mortgage

Document Number	0000014658
Date	Mar 2, 2021
Book Page	3977/3361
Instrument	2021014658

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Mar 29, 2021
Property Address	28 TORRINGTON LN, BLUFFTON, SC 29910-7322
Document Number	0000022105
Book / Page	3990 / 1301
Map Reference	MB 106 PG 111
Instrument Date	Mar 25, 2021
Instrument	2021022105
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28 TOMIGTON LANE, BLUFFTON, SC 29910

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	28 TORRINGTON LN, BLUFFTON, SC 29910-7322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039733
Date	Jul 24, 2017
Book Page	3593/1405
Instrument	2017039733

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	28 TORRINGTON LN, BLUFFTON, SC 29910-7322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077744
Date	Dec 29, 2020
Book Page	3952/2901
Instrument	2020077744

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 23, 2018
Property Address	28 TORRINGTON LN, BLUFFTON, SC 29910-7322
Document Number	0000057523
Book / Page	3709 / 2331
Map Reference	MB 106 PG 111
Instrument Date	Oct 9, 2018
Instrument	2018057523
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,923.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 TORRINGTON LN, BLUFFTON, SC 29910-7322

Mortgage

Document Number	0000057524
Date	Oct 23, 2018
Instrument	2018057524

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,556.00 (-0.07%)	$36,340 (-26.66%)
2024	$5,560.00	$49,548 (-) Land $9,200 Building $40,348	$1,238,700 (-) Land $230,000 Building $1,008,700
2023	$5,560.00 (+2.81%)	$49,548 (+56.8%) Land $9,200 Building $40,348	$1,238,700 (+56.8%) Land $230,000 Building $1,008,700
2022	$5,408.00 Homeowner's exemption	$31,600 Land $4,648 Building $26,952	$790,000 Land $116,200 Building $673,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 428 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	428 in force
Nearby Flood Claims	31 (2015–2024)
Claims Outside the SFHA	30 of 31
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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