28 Toffee Ln, Madison, CT 06443 Property Records

Madison Town property record for 28 Toffee Ln, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,444 sqft · built 1934
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,310,000 (Dec 2023)
Tax Bill	$25,534 (2026)
Deeds & Mortgages	Dec 2023 Sale Sep 2022 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`MADI M:13 B:119`

Property Details

APN / Parcel Number

Primary APN	`MADI M:13 B:119`
Alternative APNs	`00034200` `34200`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
Gross Area	5,823 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	34200
Street Address	28 TOFFEE LN
City	MADISON
State	CT
Zip	06443-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	119
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3016
Census Tract	194102

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 TOFFEE LN, MADISON, CT 06443-2804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer
Sep 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUILFORD SAVINGS BANK
Aug 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage THE WASHINGTON TRUST CO OF WESTERLY
Nov 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GUILFORD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Aug 5, 2021 · Amount on Record
Deed Book / Page	2287 / 507
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Dec 28, 2023
Property Address	28 TOFFEE LN, MADISON, CT 06443-2804
Document Number	002287-507
Book / Page	2287 / 507
Instrument Date	Dec 8, 2023
Instrument	2023-2602
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	28 TOFFEE LN, MADISON, CT 06443-2804
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002274-964
Date	Sep 28, 2022
Book Page	2274/964
Instrument	2022-2410

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Aug 5, 2021
Property Address	28 TOFFEE LN, MADISON, CT 06443-2804
Document Number	2229-200
Book / Page	2229 / 200
Instrument Date	Aug 3, 2021
Instrument	2985
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CAMBRIDGE CT, NEW ROCHELLE, NY 10804-1020

Mortgage

Document Number	2987
Date	Aug 5, 2021
Instrument	2987

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	28 TOFFEE LN, MADISON, CT 06443-2804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2123-1
Date	Nov 14, 2019
Book Page	2123/1
Instrument	2821

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2029

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,534.00 (+2.81%)	$1,107,300 (-) Land $821,500 Building $284,300	$2,509,242 (+223.73%)
2025	$24,837.00	$1,107,300 (+44.76%) Land $821,500 Building $285,800	$775,110 Land $575,050 Building $200,060
2024	$24,837.00 (+8.34%)
2023	$22,924.00 (+1.9%)	$764,900 (-) Land $565,700 Building $199,200
2022	$22,496.00	$764,900 Land $565,700 Building $199,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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