20 Toffee Ln, Madison, CT 06443 Property Records

Madison Town property record for 20 Toffee Ln, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,256 sqft · built 1928
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Jun 2019)
Tax Bill	$13,106 (2025)
Deeds & Mortgages	Dec 2021 Transfer Aug 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`MADI M:13 B:120`

Property Details

APN / Parcel Number

Primary APN	`MADI M:13 B:120`
Alternative APNs	`00034300` `34300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area
Gross Area	4,268 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	34300
Street Address	20 TOFFEE LN
City	MADISON
State	CT
Zip	06443-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	120
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3016
Census Tract	194102

Owner

Source: Madison Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	163 WINDWARD PL, SOUTHINGTON, CT 06489-3859
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage DEPT & ECONOMIC
Jun 20, 2019	Warranty Deed, Transfer · ARM HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Apr 7, 2015 · Amount on Record
Deed Document Number	20191342
Deed Book / Page	2103 / 15
Last Transfer Date	Nov 10, 2021
Transfer Doc	002250-338
Record Updated	Sep 20, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON CT
Recording Date	Dec 6, 2021
Property Address	20 TOFFEE LN, MADISON, CT 06443-2804
Document Number	002250-338
Book / Page	2250 / 338
Instrument Date	Nov 10, 2021
Instrument	4422
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	20 TOFFEE LN, MADISON, CT 06443-2804
Document Number	2119-98
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	UNKNOWN

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 TOFFEE LN MADISON CT 064432804, MADISON, CT 06443-2804

Mortgage

Document Number	2119-98
Date	Oct 24, 2019
Book Page	002119/000098
Instrument	2588

Lender

Name	DEPT & ECONOMIC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Jun 20, 2019
Property Address	20 TOFFEE LN, MADISON, CT 06443-2804
Document Number	2103-15
Book / Page	2103 / 15
Instrument Date	Jun 17, 2019
Instrument	1342
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2103-18
Date	Jun 20, 2019
Book Page	2103/18
Instrument	1343

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2029

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,106.00	$584,300 (+38.99%) Land $365,100 Building $219,200	$409,010 Land $255,570 Building $153,440
2024	$13,106.00 (+4.02%)
2023	$12,599.00 (+1.9%)	$420,400 (-) Land $296,800 Building $123,600
2022	$12,364.00	$420,400 Land $296,800 Building $123,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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