28 Tibbits St, Coldwater, MI 49036 Property Records

Branch County property record for 28 Tibbits St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,350 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2023)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`301-000-000-656-00`

Property Details

APN / Parcel Number

Primary APN	`301-000-000-656-00`

Interior

Full Baths	1 Bath
Building Area	1,350 sqft Building Perimeter
1st Floor Area	1,350 sqft
Basement Area	342 sqft
Unfinished Basement	342 sqft

Exterior

Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	28 TIBBITS ST
City	COLDWATER
State	MI
Zip	49036-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SAWDY & MILNES 2ND ADDN
Legal Subdivision	SAWDY & MILNES 2ND ADD
Legal Lot Number	20
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3028
Census Tract	951400

Owner

Source: Branch County assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 TIBBITS ST, COLDWATER, MI 49036-2208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage JAMES H LOUNDS
Aug 22, 2023	Deed, Transfer
Feb 3, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	Apr 2, 1999 · Amount on Record
Deed Document Number	20234570
Prior Transfer Date	Sep 15, 2022
Prior Transfer Doc	0202300566
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	28 TIBBITS ST, COLDWATER, MI 49036-2208
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CONOVER ST, COLDWATER, MI 49036-2124

Mortgage

Document Number	0202303940
Date	Jul 20, 2023
Instrument	2023-03940

Lender

Name	JAMES H LOUNDS
Type	Private Party
Address	698 E CHICAGO RD, COLDWATER, MI 49036

Agreement

Amount	Amount Recorded

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 22, 2023
Property Address	28 TIBBITS ST, COLDWATER, MI 49036-2208
Document Number	0202304570
Map Reference	LB 2 PG 17
Instrument Date	Jul 14, 2023
Instrument	2023-04570
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Amount	Amount Recorded
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 TIBBITS ST, COLDWATER, MI 49036-2208

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Feb 3, 2023
Property Address	28 TIBBITS ST, COLDWATER, MI 49036-2208
Document Number	0202300566
Instrument Date	Sep 15, 2022
Instrument	2023-00566
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 TIBBITS ST, COLDWATER, MI 49036-2208

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,150 (+10.76%)	$114,300 (+10.76%)
2025	$1,919.00 (+3.67%)	$51,600 (+24.49%)	$103,200 (+24.49%)
2024	$1,851.00
2023		$41,450	$82,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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