Middlesex County and Old Bridge Township property record for 28 Thomas St, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 1,380 sqft · built 1958 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Aug 1998) |
| Tax Bill | $9,295 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-15549-0000-00190 |
| Primary APN | 15-15549-0000-00190 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,380 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 9,200 sqft (0.211 acres) |
| Lot Dimensions | 100 ft deep x 92 ft wide |
| Account Number | 11457000 |
|---|---|
| Street Address | 28 THOMAS ST |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-2248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 92X100 |
| Legal Subdivision | CRESTWOOD SEC 02 |
| Legal Block | 15549 |
| Legal Lot Number | 190 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 7805 |
28 Thomas St is owned and occupied by two individuals who bought it in August 1998.
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 THOMAS ST, OLD BRIDGE, NJ 08857-2248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 1998 · Amount on File |
| Deed Sale | Aug 17, 1998 · Amount on File |
| Prior Sale | Jul 14, 1998 · Amount on File |
| Deed Book / Page | 4530 / 70 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 28 THOMAS ST, OLD BRIDGE, NJ 08857-2248 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000033341 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 17150/0786 |
| Instrument | 201800033341 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08754 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Apr 6, 2028 |
The 2025 property tax bill for 28 Thomas St was $9,295, up 1% from the year before.
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,600 (-) Land $71,700 Building $77,900 | $149,600 (-) Land $71,700 Building $77,900 | |
| 2025 | $9,295.00 (+10.04%) | $149,600 Land $71,700 Building $77,900 | $149,600 Land $71,700 Building $77,900 |
| 2024 | $8,447.00 | ||
| 2023 | $149,600 Land $71,700 Building $77,900 | $149,600 Land $71,700 Building $77,900 | |
| 2022 | $7,918.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Thomas St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Thomas St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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