18 Thomas St, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 18 Thomas St, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details1,404 sqft · built 1958
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on Record
Last Sale$157,000 (Jun 2002)
Tax Bill$8,661 (2025)
Deeds & MortgagesMar 2026 Mortgage
Apr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN15-15549-0000-00185

Property Details

APN / Parcel Number

Primary APN15-15549-0000-00185
Alternative APNs
  • 151554900185
  • 11452000

Interior

Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide

Location & Zoning

Account Number11452000
Street Address18 THOMAS ST
CityOLD BRIDGE
StateNJ
Zip08857-2239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description65X100
Legal SubdivisionCRESTWOOD SEC 02
Legal Block15549
Legal Lot Number185
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group2
Census Block2001
Census Tract7805

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18 THOMAS ST, OLD BRIDGE, NJ 08857-2239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 16, 2024Deed of Trust, Mortgage · FHA Mortgage
FINANCIAL FREEDOM MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2002 · Amount on Record
Deed SaleJun 27, 2002 · Amount on Record
Deed Book / Page5062 / 469
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address18 THOMAS ST, OLD BRIDGE, NJ 08857-2239
Transaction TypeMortgage
Record UpdatedApr 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 THOMAS ST, OLD BRIDGE, NJ 08857-2239

Mortgage

Document Number0000015577
DateMar 10, 2026
Book Page19969/1272
Instrument2026015577
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address18 THOMAS ST, OLD BRIDGE, NJ 08857-2239
Transaction TypeMortgage
Record UpdatedMay 6, 2024
Title CompanyEAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020901
DateApr 16, 2024
Book Page19439/549
Instrument2024020901
Lender
NameFINANCIAL FREEDOM MORTGAGE LLC
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$139,400 (-) Land $69,000 Building $70,400$139,400 (-) Land $69,000 Building $70,400
2025$8,661.00 (+10.02%)$139,400 (-) Land $69,000 Building $70,400$139,400 (-) Land $69,000 Building $70,400
2024$7,872.00 (+6.7%)
2023$139,400 Land $69,000 Building $70,400$139,400 Land $69,000 Building $70,400
2022$7,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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